45 Bret Ct, Novato, CA 94947 Property Records

Marin County property record for 45 Bret Ct, Novato, CA 94947 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,614 sqft · built 1966
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Aug 2020)
Tax Bill	$12,146 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`140-360-38`

Property Details

APN / Parcel Number

Primary APN	`140-360-38`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,614 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Lot Area	7,500 sqft (0.172 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	292 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	45 BRET CT
City	NOVATO
State	CA
Zip	94947-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRET COURT SUB LOT 000007 MAP 000013 00012
Legal Subdivision	BRET COURT SUB
Legal Lot Number	7
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	4
Census Block	4000
Census Tract	103200

Owner

Source: Marin County records · APN 140-360-38

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 BRET CT, NOVATO, CA 94947-3904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Sep 10, 1999 · Amount on Record
Deed Document Number	202039025
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	0000039025
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Aug 26, 2020
Property Address	45 BRET CT, NOVATO, CA 94947-3904
Document Number	0000039025
Map Reference	VOL 13 PG 12
Instrument Date	Aug 20, 2020
Instrument	2020-0039025
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45 BRET CT, NOVATO, CA 94947-3904

Mortgage

Document Number	0000039026
Date	Aug 26, 2020
Instrument	2020-0039026

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Marin County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$960,530 (+2%) Land $524,428 Building $436,102
2025	$12,146.00 (+3.72%)	$941,704 (+4.04%) Land $514,149 Building $427,555
2023	$11,710.00 (+2.36%)	$905,148 Land $494,190 Building $410,958
2022	$11,440.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marin County (06041C), updated October 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060411032004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 101 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	129 units insured (28 under condo master policies) 77 of 101 individual policies on primary residences
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.