Polk County property record for 45 Bluff Rd, Mulberry, FL 33860 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1962 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 8,960 sqft (0.206 acres) |
| Last Sale | $59,900 (2008) |
| Tax Bill | $1,519.00 (2025) |
| Primary APN | 23-30-14-000000-011170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 864 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wood Interior Structure |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,960 sqft (0.206 acres) |
| Depth X Width | 140 ft x 64 ft Depth x Width |
| Porch Area | 264 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 45 BLUFF RD |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-9048 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG INT OF N LINE OF S1/2 OF S1/2 OF NE1/4 OF NE1/4 & WLY R/W OF ST RD 37 RUN W 50 FT TO POB RUN S 140 FT W 64 FT N 140 FT E 64 FT TO POB |
| Legal Range | 23E |
| Legal Township | 30S |
| Legal Section | 14 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Minor Civil Division | BARTOW |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 14802 |
Source: Polk County records · APN 23-30-14-000000-011170
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6792, LAKELAND, FL 33807-6792 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 09, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 04, 2026 | Deed of Trust, Mortgage · Line of Credit CREWS BK & TR |
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit WAUCHULA STATE BANK |
| Aug 01, 2017 | Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2008 · Amount on Record |
| Deed Sale | Oct 22, 2008 · Amount on Record |
| Prior Sale | Mar 18, 2008 |
| Deed Doc Number | 2008177454 |
| Deed Book / Page | 7743 / 9 |
| Last Transfer Date | Jun 01, 2026 |
| Transfer Doc | 0000137447 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 09, 2026 |
| Property Address | 45 BLUFF RD, MULBERRY, FL 33860-9048 |
| Document Number | 0000137447 |
| Book / Page | 14031 / 246 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 2026137447 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 04, 2026 |
| Property Address | 45 BLUFF RD, MULBERRY, FL 33860-9048 |
| Document Number | 0000105975 |
| Book / Page | 13983 / 107 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026105975 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000105975, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 13983/107 |
| Instrument | 2026105975 |
| Name | CREWS BK & TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 29, 2041 |
| Rate | 5.77% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 45 BLUFF RD, MULBERRY, FL 33860-9048 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000136304 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 11731/812 |
| Instrument | 2021136304 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, FL 33834 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 21, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 45 BLUFF RD, MULBERRY, FL 33860-9048 |
| Document Number | 0102241406 |
| Book / Page | 010224 / 001406 |
| Instrument Date | Aug 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2017 |
| Title Company | EXECUTIVE TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1715 LAKE MIRIAM DR LAKELAND FL 338132938, LAKELAND, FL 33813-2938 |
| Document Number | 0102241406 |
|---|---|
| Date | Aug 04, 2017 |
| Book Page | 010224/001406 |
| Instrument | 149145 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 03, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,519.00 (-26.87%) | $111,594 (-6.8%) | $115,613 (-3.45%) Land $3,024 Building $112,589 |
| 2024 | $2,077.00 (+10.54%) | ||
| 2023 | $1,879.00 (+3.47%) | $119,739 (-2.71%) Land $3,024 Building $116,715 | $119,739 (-2.71%) Land $3,024 Building $116,715 |
| 2022 | $1,816.00 | $123,071 Land $3,024 Building $120,047 | $123,071 Land $3,024 Building $120,047 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 95 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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