Polk County property record for 105 Bluff Rd, Mulberry, FL 33860 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,308 sqft Living Area |
| Lot Size | 11,901 sqft (0.273 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $63,000 (2000) |
| Tax Bill | $835.00 (2025) |
| Primary APN | 23-30-14-000000-011140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,308 sqft Living Area |
| 1st Floor | 1,308 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 11,901 sqft (0.273 acres) |
| Depth X Width | 140 ft x 85 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Pool Type | Pool, Enclosed Pool Type |
|---|---|
| Shed | 1 Shed |
| Patio Area | 152 sqft Patio |
| Porch | Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 105 BLUFF RD |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-8033 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG INT OF N LINE OF S1/2 OF S1/2 OF NE1/4 OF NE1/4 & WLY R/W ST RD 37 W 355PT25 FT TO POB RUN S 140 FT W 85 FT N 140 FT E 85 FT TO POB |
| Legal Range | 23E |
| Legal Township | 30S |
| Legal Section | 14 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Minor Civil Division | BARTOW |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 14802 |
Source: Polk County records · APN 23-30-14-000000-011140
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 BLUFF RD, MULBERRY, FL 33860-8033 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL CORPORATION |
| Apr 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERICAN FINANCING |
| Jun 27, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2000 · Amount on Record |
| Deed Sale | Oct 10, 2000 · Amount on Record |
| Deed Book / Page | 4549 / 231 |
| Last Transfer Date | Mar 04, 2014 |
| Transfer Doc | 0000045331 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 105 BLUFF RD, MULBERRY, FL 33860-8033 |
| Document Number | 0000094150 |
| Book / Page | 13965 / 2017 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 202694150 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 BLUFF RD, MULBERRY, FL 33860-8033 |
| Document Number | 0000094150, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 13965/2017 |
| Instrument | 202694150 |
| Name | AMERICAN FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 105 BLUFF RD, MULBERRY, FL 33860-8033 |
| Document Number | 0112180746 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 105 BLUFF RD MULBERRY FL 338608033, MULBERRY, FL 33860-8033 |
| Document Number | 0112180746 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 011218/000746 |
| Instrument | 86959 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 105 BLUFF RD, MULBERRY, FL 33860-8033 |
| Document Number | 0105362193 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 105 BLUFF RD MULBERRY FL 338608033, MULBERRY, FL 33860-8033 |
| Document Number | 0105362193 |
|---|---|
| Date | Jul 03, 2018 |
| Book Page | 010536/002193 |
| Instrument | 141528 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 02, 2033 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $835.00 (-22.4%) Homeowner's exemption | $102,803 (+44.88%) | $163,646 (+15.44%) Land $4,016 Building $159,630 |
| 2024 | $1,076.00 (+15.95%) | ||
| 2023 | $928.00 (+3.92%) Homeowner's exemption | $70,955 (+3%) | $141,760 (-7.16%) Land $4,016 Building $137,744 |
| 2022 | $893.00 Homeowner's exemption | $68,888 | $152,685 Land $4,016 Building $148,669 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 95 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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