45 Bermuda Ct, Covington, GA 30016 Property Records

Newton County property record for 45 Bermuda Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,958 sqft · built 1997
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on Record
Last Sale	$202,000 (Jan 2021)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Nov 2021 Sale Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00260-00000-193-000`

Property Details

APN / Parcel Number

Primary APN	`00260-00000-193-000`
Alternative APNs	`0026 193` `11685`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,958 sqft Heated Area
1st Floor Area	759 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Deck Area	132 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	11685
Street Address	45 BERMUDA CT
City	COVINGTON
State	GA
Zip	30016-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT29 BERMUDA RUN
Legal Subdivision	BERMUDA RUN
Legal Lot Number	29
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1004
Census Tract	100505

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15771 RED HILL AVE, TUSTIN, CA 92780-7303
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Limited Warranty Deed, Transfer
Jan 6, 2021	Warranty Deed, Transfer
Feb 1, 2017	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Feb 3, 2009 · Amount on Record
Deed Document Number	202172
Deed Book / Page	4126 / 434
Last Transfer Date	Nov 9, 2021
Transfer Doc	0042970465
Record Updated	Jun 8, 2026

November 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 9, 2021
Property Address	45 BERMUDA CT, COVINGTON, GA 30016-7619
Document Number	0042970465
Book / Page	4297 / 465
Instrument Date	Nov 9, 2021
Instrument	2021-006300
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 BROOKHOLLOW DR, SANTA ANA, CA 92705-5426
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 6, 2021
Property Address	45 BERMUDA CT, COVINGTON, GA 30016-7619
Document Number	0041260434
Book / Page	4126 / 434
Instrument Date	Jan 6, 2021
Instrument	2021-000072
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	45 BERMUDA CT, COVINGTON, GA 30016-7619
Document Number	0035350127
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BERMUDA CT COVINGTON GA 300167619, COVINGTON, GA 30016-7619

Mortgage

Document Number	0035350127
Date	Feb 20, 2017
Book Page	003535/000127
Instrument	1982

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00 (+13.36%)	$111,600 (+8.73%) Land $18,000 Building $93,600	$279,000 (+8.73%) Land $45,000 Building $234,000
2023		$102,640 Land $8,400 Building $94,240	$256,600 Land $21,000 Building $235,600
2022	$2,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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