20 Bermuda Ct, Covington, GA 30016 Property Records

Newton County property record for 20 Bermuda Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,127 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Nov 2023)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00260-00000-185-000`

Property Details

APN / Parcel Number

Primary APN	`00260-00000-185-000`
Alternative APNs	`0026 185` `11677`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,127 sqft Heated Area
1st Floor Area	1,874 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	11677
Street Address	20 BERMUDA CT
City	COVINGTON
State	GA
Zip	30016-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT21 BERMUDA RUN
Legal Subdivision	BERMUDA RUN
Legal Lot Number	21
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1004
Census Tract	100505

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BERMUDA CT, COVINGTON, GA 30016-7619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Nov 28, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Oct 5, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Oct 5, 2023
Deed Document Number	202313870
Deed Book / Page	4571 / 77
Prior Transfer Date	Sep 11, 2023
Prior Transfer Doc	0045560450
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 BERMUDA CT, COVINGTON, GA 30016-7619
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BERMUDA CT, COVINGTON, GA 30016-7619

Mortgage

Document Number	0046600000000581
Date	Sep 30, 2024
Book Page	0000004660/0000000581
Instrument	D2024010273

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 28, 2023
Property Address	20 BERMUDA CT, COVINGTON, GA 30016-7619
Document Number	0045710077
Book / Page	4571 / 77
Instrument Date	Nov 21, 2023
Instrument	D2023013870
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BERMUDA CT, COVINGTON, GA 30016-7619

Mortgage

Document Number	0000457180
Date	Nov 28, 2023
Instrument	4571/80

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2053

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 5, 2023
Property Address	20 BERMUDA CT, COVINGTON, GA 30016-7619
Document Number	0045560450
Book / Page	4556 / 450
Instrument Date	Sep 11, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 SEVEN OAKS RD, ORANGE, NJ 07050-3123

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 (+30.78%)	$124,400 (+18.79%) Land $18,000 Building $106,400	$311,000 (+18.79%) Land $45,000 Building $266,000
2023		$104,720 (+32.09%) Land $8,400 Building $96,320	$261,800 (+32.09%) Land $21,000 Building $240,800
2022	$2,404.00 Homeowner's exemption	$79,280 Land $8,400 Building $70,880	$198,200 Land $21,000 Building $177,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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