45 Belle Gate Ct, Pooler, GA 31322 Property Records

Chatham County property record for 45 Belle Gate Ct, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,404 sqft · built 2015
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2026)
Tax Bill	$3,625 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-1009J-04-039`

Property Details

APN / Parcel Number

Primary APN	`5-1009J-04-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,404 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	285 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	45 BELLE GATE CT
City	POOLER
State	GA
Zip	31322-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 217 THE GATES AT SAVANNA H QUARTERS PH 2B SMB 42S 197A
Legal Subdivision	GATES SAVANNAH QUARTERS PH 2B
Legal Phase	2B
Legal Lot Number	217
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	1
Census Block	1009
Census Tract	10819

Owner

Source: Chatham County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 BELLE GATE CT, POOLER, GA 31322-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Mar 24, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Feb 27, 2015	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Feb 27, 2015 · Amount on Record
Deed Book / Page	3933 / 673
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	45 BELLE GATE CT, POOLER, GA 31322-9679
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BELLE GATE CT, POOLER, GA 31322-9679

Mortgage

Document Number	0019840515
Date	Jul 10, 2020
Book Page	0000001984/0000000515

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 24, 2026
Property Address	45 BELLE GATE CT, POOLER, GA 31322-9679
Document Number	0039330673
Book / Page	3933 / 673
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BELLE GATE CT, POOLER, GA 31322-9679

Mortgage

Document Number	0003933675
Date	Mar 24, 2026
Instrument	3933/675

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	45 BELLE GATE CT, POOLER, GA 31322-9679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BELLE GATE CT, POOLER, GA 31322-9679

Mortgage

Document Number	0000001984/0000000515
Date	Jul 10, 2020
Book Page	0000001984/0000000515

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2015: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 27, 2015
Property Address	45 BELLE GATE CT, POOLER, GA 31322-9679
Document Number	0004740575
Book / Page	474 / 575
Instrument Date	Feb 27, 2015
Instrument	2015-001666
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BELLE GATE CT, POOLER, GA 31322-9679

Mortgage

Document Number	0004740578
Date	Mar 4, 2015
Book Page	474/578
Instrument	028652670016

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2045

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,625.00 (+0.89%) Homeowner's exemption	$173,880 (+12.97%) Land $36,000 Building $137,880	$434,700 (+12.97%) Land $90,000 Building $344,700
2024	$3,593.00 (+5.8%)
2023		$153,920 (+17.21%) Land $26,000 Building $127,920	$384,800 (+17.21%) Land $65,000 Building $319,800
2022	$3,396.00	$131,320 Land $10,600 Building $120,720	$328,300 Land $26,500 Building $301,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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