38 Belle Gate Ct, Pooler, GA 31322 Property Records

Chatham County property record for 38 Belle Gate Ct, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,482 sqft · built 2014
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,900 (May 2025)
Tax Bill	$11,682 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-1009J-03-079`

Property Details

APN / Parcel Number

Primary APN	`5-1009J-03-079`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,482 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Mixed
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	483 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	38 BELLE GATE CT
City	POOLER
State	GA
Zip	31322-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 172 THE GATES AT SAVANNA H QUARTERS PH 2B SMB 42S 197A
Legal Subdivision	GATES SAVANNAH QUARTERS PH 2B
Legal Phase	2B
Legal Lot Number	172
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	1
Census Block	1008
Census Tract	10819

Owner

Source: Chatham County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 BELLE GATE CT, POOLER, GA 31322-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 31, 2022	Warranty Deed, Transfer
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Book / Page	3660 / 135
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Jun 12, 2026
Property Address	38 BELLE GATE CT, POOLER, GA 31322-9678
Document Number	4006000753
Book / Page	4006 / 753
Instrument Date	Jun 8, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BELLE GATE CT, POOLER, GA 31322-9678

Mortgage

Document Number	4006000753,
Date	Jun 12, 2026
Book Page	4006/753

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 31, 2022
Property Address	38 BELLE GATE CT, POOLER, GA 31322-9678
Document Number	0027850226
Book / Page	2785 / 226
Instrument Date	Mar 31, 2022
Instrument	2022-004947
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BELLE GATE CT, POOLER, GA 31322-9678

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	38 BELLE GATE CT, POOLER, GA 31322-9678
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BELLE GATE CT, POOLER, GA 31322-9678

Mortgage

Document Number	0000002432/0000000132
Date	Jul 1, 2021
Book Page	0000002432/0000000132

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,800 (+3.39%) Land $34,000 Building $186,800	$552,000 (+3.39%) Land $85,000 Building $467,000
2025	$11,682.00 (+81.2%)	$213,560 (+18.64%) Land $34,000 Building $179,560	$533,900 (+18.64%) Land $85,000 Building $448,900
2023		$180,000 (+5.73%) Land $22,640 Building $157,360	$450,000 (+5.73%) Land $56,600 Building $393,400
2022	$6,447.00	$170,240 Land $12,240 Building $158,000	$425,600 Land $30,600 Building $395,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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