45 Beauregard Dr, Spencer, NC 28159 Property Records

Rowan County property record for 45 Beauregard Dr, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,428 sqft · built 2018
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,500 (Mar 2018)
Tax Bill	$6,005 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004A160`

Property Details

APN / Parcel Number

Primary APN	`004A160`
Alternative APN	`6346695`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,428 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Lot Area	31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	45 BEAUREGARD DR
City	SPENCER
State	NC
Zip	28159-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.72AC L13 BEAUREGARD
Legal Subdivision	BEAUREGARD
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1012
Census Tract	50500

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BEAUREGARD DR, SPENCER, NC 28159-1957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC
Oct 25, 2017	Warranty Deed, Construction Loan TITLE INSURANCE COMPANY
Oct 25, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Book / Page	1306 / 249
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	45 BEAUREGARD DR, SPENCER, NC 28159-1957
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014360206
Date	Jan 24, 2024
Book Page	1436/206

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	45 BEAUREGARD DR, SPENCER, NC 28159-1957
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013830977
Date	Sep 13, 2021
Book Page	1383/977

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 23, 2018
Property Address	45 BEAUREGARD DR, SPENCER, NC 28159-1957
Document Number	0013060249
Book / Page	1306 / 0249
Map Reference	MB 9995 PG 4942
Instrument Date	Mar 23, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BEAUREGARD DR, SPENCER, NC 28159-1957

Mortgage

Document Number	13060250
Date	Mar 23, 2018
Instrument	1306/0250

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 25, 2017
Property Address	45 BEAUREGARD DR, SPENCER, NC 28159-1957
Document Number	0012980833
Book / Page	001298 / 000833
Instrument Date	Oct 20, 2017
Transaction Type	Construction Loan
Record Updated	Nov 10, 2017
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$102.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Recording Date	Oct 25, 2017
Property Address	45 BEAUREGARD DR, SPENCER, NC 28159-1957
Document Number	0012980834
Book / Page	001298 / 000834
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	12980834
Date	Oct 25, 2017
Book Page	001298/000834

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST MAC D1053-049, CHARLOTTE, NC 28202

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,005.00 (+1.13%)	$531,447 (+1.12%) Land $42,000 Building $489,447	$531,447 (+1.12%) Land $42,000 Building $489,447
2023	$5,938.00	$525,565 Land $42,000 Building $483,565	$525,565 Land $42,000 Building $483,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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