43 Beauregard Dr, Spencer, NC 28159 Property Records

Rowan County property record for 43 Beauregard Dr, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,576 sqft · built 2017
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,261 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`004A159`

Property Details

APN / Parcel Number

Primary APN	`004A159`
Alternative APN	`6343478`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,576 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	43 BEAUREGARD DR
City	SPENCER
State	NC
Zip	28159-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE
Legal Description	.91AC L12 BEAUREGARD
Legal Subdivision	BEAUREGARD
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1012
Census Tract	50500

Owner

43 Beauregard Dr is owned and occupied by two individuals who acquired it in May 2021.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS
Apr 27, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MORTGAGE
Jan 19, 2017	Warranty Deed, Construction Loan ATTORNEY ONLY
Jan 13, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021
Deed Sale	May 19, 2021
Prior Sale	Apr 27, 2017 · Amount on File
Deed Book / Page	1375 / 315
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN NC
Recording Date	May 19, 2021
Property Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957
Document Number	0013750315
Book / Page	1375 / 315
Map Reference	PG 3581
Instrument Date	May 18, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 DORM COURT, 410, SALISBURY, NC 28144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	410 DORAL CT, SALISBURY, NC 28144-8417

Mortgage

Document Number	1375316
Date	May 19, 2021
Instrument	1375/316

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013350191
Date	Sep 25, 2019
Book Page	1335/0191

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL TITLE CENTER INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013370271
Date	Oct 31, 2019
Book Page	1337/0271

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957
Document Number	0013510832
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	MADISON SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3 BEAUREGARD DR SPENCER NC 281591957, SPENCER, NC 28159-1957

Mortgage

Document Number	0013510832
Date	Jul 7, 2020
Book Page	001351/000832

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 27, 2017
Property Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957
Document Number	0012880906
Book / Page	1288 / 0906
Map Reference	MB 9995 PG 496
Instrument Date	Apr 26, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957

Mortgage

Document Number	0012880907
Date	Apr 27, 2017
Book Page	1288/0907

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

January 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 19, 2017
Property Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957
Document Number	0012830496
Book / Page	001283 / 000496
Instrument Date	Jan 13, 2017
Transaction Type	Construction Loan
Record Updated	Jan 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Property Address	43 BEAUREGARD DR, SPENCER, NC 28159-1957
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	12830497
Date	Jan 19, 2017
Book Page	001283/000497

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST MAC D1053-049, CHARLOTTE, NC 28202

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 43 Beauregard Dr was $6,261.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,261.00	$554,130 (-) Land $42,000 Building $512,130	$554,130 Land $42,000 Building $512,130
2025	$6,261.00	$554,130 Land $42,000 Building $512,130
2023	$6,261.00	$554,130 Land $42,000 Building $512,130	$554,130 Land $42,000 Building $512,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Beauregard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Beauregard Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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