45 Bacon St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 45 Bacon St, Pepperell, MA 01463

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,559 sqft · built 2018
Lot Size1.66 acres (72,506 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Jun 2019)
Tax Bill$9,777 (2026)
Deeds & MortgagesFeb 2021 Refinance
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPEPP M:0031 B:0003 L:00002

Property Details

APN / Parcel Number

Primary APNPEPP M:0031 B:0003 L:00002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,559 sqft Living Area
Gross Area4,520 sqft
Basement Area1,098 sqft
Unfinished Basement1,098 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area72,506 sqft (1.66 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address45 BACON ST
CityPEPPERELL
StateMA
Zip01463-1301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUR
Legal Block3
Legal Lot Number2
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group2
Census Block2001
Census Tract327102

Owner

45 Bacon St is owned and occupied by an individual who bought it in June 2019.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address45 BACON ST, PEPPERELL, MA 01463-1301
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Jun 11, 2019Quit Claim Deed, Transfer · Conventional with PMI
QUAD CTY BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2019 · Amount on File
Deed SaleJun 11, 2019 · Amount on File
Deed Document Number201979212
Deed Book / Page72744 / 131
Prior Transfer DateJun 6, 2019
Prior Transfer Doc72744-131
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address45 BACON ST, PEPPERELL, MA 01463-1301
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76918-292
DateFeb 9, 2021
Book Page76918/292
Instrument29530
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEPPERELL MA
Recording DateJun 11, 2019
Property Address45 BACON ST, PEPPERELL, MA 01463-1301
Document Number72744-131
Book / Page072744 / 000131
Instrument DateJun 6, 2019
Instrument79212
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,416.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 BACON ST PEPPERELL MA 014631301, PEPPERELL, MA 01463-1301

Mortgage

Document Number72744-135
DateJun 11, 2019
Book Page072744/000135
Instrument79213
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 10, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 45 Bacon St was $9,777, up 2.2% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,777.00 (+2.17%)$709,500 (+8.47%) Land $141,500 Building $568,000$762,660 (-)
2025$9,569.00 (+8.85%)$654,100 (+6.77%) Land $123,800 Building $530,300$762,660 (+5.26%)
2024$8,791.00 (+2.81%)$612,600 (+8.46%) Land $113,700 Building $498,900$724,565
2023$8,551.00$564,800 Land $96,000 Building $468,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Bacon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1982–2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Bacon St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEPPERELL DPW WATER DIVISION
serves 9,217 people · EPA ID MA2232000
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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