Middlesex County and Pepperell Town property record for 39 Bacon St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,178 sqft · built 2016 |
| Lot Size | 1.51 acres (66,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $491,350 (Aug 2016) |
| Tax Bill | $11,556 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0031 B:0003 L:00055 |
| Primary APN | PEPP M:0031 B:0003 L:00055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,178 sqft Living Area |
| Gross Area | 4,762 sqft |
| Basement Area | 1,274 sqft |
| Unfinished Basement | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 66,028 sqft (1.51 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 39 BACON ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SUR |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 327102 |
39 Bacon St is owned and occupied by two individuals who bought it in August 2016.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 BACON ST, PEPPERELL, MA 01463-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Aug 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jul 10, 2020 | Deed of Trust, Mortgage · Balloon Mortgage HANSCOM FCU |
| Jan 17, 2020 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on File |
| Deed Sale | Aug 31, 2016 · Amount on File |
| Prior Sale | Mar 25, 2005 · Amount on File |
| Deed Book / Page | 67931 / 244 |
| Transfer Doc | 067931-244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 39 BACON ST, PEPPERELL, MA 01463-1301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077559-311 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 77559/311 |
| Instrument | 88965 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 39 BACON ST, PEPPERELL, MA 01463-1301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080844-393 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 80844/393 |
| Instrument | 156153 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 39 BACON ST, PEPPERELL, MA 01463-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73210-185 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 73210/185 |
| Instrument | 131603 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 39 BACON ST, PEPPERELL, MA 01463-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75080-164 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 75080/164 |
| Instrument | 110432 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 39 BACON ST, PEPPERELL, MA 01463-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74008-254 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 74008/254 |
| Instrument | 8434 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2026 property tax bill for 39 Bacon St was $11,556, up 2.9% from the year before.
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,556.00 (+2.9%) | $838,600 (+9.25%) Land $212,300 Building $626,300 | $850,250 (-) |
| 2025 | $11,230.00 (+8.94%) | $767,600 (+6.86%) Land $185,700 Building $581,900 | $850,250 (+6.56%) |
| 2024 | $10,308.00 (+3.14%) | $718,300 (+8.82%) Land $170,600 Building $547,700 | $797,905 |
| 2023 | $9,994.00 | $660,100 Land $144,000 Building $516,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Bacon St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1982–2010) |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Bacon St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures