45 Audubon Ln, Flagler Beach, FL 32136 Property Records

Flagler County property record for 45 Audubon Ln, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,663 sqft · built 1996
Lot Size	0.578 acres (25,221 sqft)
Owner	Individual Name on Record
Last Sale	$441,000 (Aug 2020)
Tax Bill	$5,152 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-12-31-5627-00000-0780`

Property Details

APN / Parcel Number

Primary APN	`37-12-31-5627-00000-0780`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,663 sqft Heated Area
Gross Area	3,223 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,221 sqft (0.578 acres)
Driveway	Driveway
Driveway Area	1,929 sqft
Pool Type	Enclosed Pool
Pool Area	1,435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45 AUDUBON LN
City	FLAGLER BEACH
State	FL
Zip	32136-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUGAR MILL PLANTATION PHASE II LOT 78 OR 530 PG 16 OR 614 PG 1083 OR 1459/1119 OR 1998/1136 OR 2038/1801 OR 2467/1683
Legal Range	31E
Legal Township	12S
Legal Section	37
Legal Subdivision	SUGAR MILL PLANTATION
Legal Phase	2
Legal Lot Number	78
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2009
Census Tract	60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45 AUDUBON LN, FLAGLER BEACH, FL 32136-4921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Dec 11, 2014 · Amount on Record
Deed Document Number	2020031832
Deed Book / Page	2467 / 1683
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	45 AUDUBON LN, FLAGLER BEACH, FL 32136-4921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023390372
Date	Mar 5, 2019
Book Page	2339/0372
Instrument	2019007555

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 14, 2020
Property Address	45 AUDUBON LN, FLAGLER BEACH, FL 32136-4921
Document Number	0024671683
Book / Page	2467 / 1683
Map Reference	MB 30 PG 18&19
Instrument Date	Jul 30, 2020
Instrument	2020031832
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	VETERANS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,087.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	682 ELK RIVER DR, 682, ORMOND BEACH, FL 32174-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 AUDUBON LN, FLAGLER BEACH, FL 32136-4921

Mortgage

Document Number	0024671685
Date	Aug 14, 2020
Instrument	2467/1685

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,152.00 (-3.29%) Homeowner's exemption	$406,782 (+5.99%)	$535,603 (-2.03%) Land $156,000 Building $379,603
2023	$5,327.00 (+4.66%) Homeowner's exemption	$383,804 (+3%)	$546,718 (+5.25%) Land $174,500 Building $372,218
2022	$5,090.00 Homeowner's exemption	$372,626	$519,471 Land $170,000 Building $349,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/HALIFAX PLANTATION (WTP-8) serves 6,630 people · EPA ID FL3644123
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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