St. Johns County property record for 45 Athens Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,654 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2023) |
| Tax Bill | $6,849.00 (2025) |
| Primary APN | 027141-0840 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,654 sqft Living Area |
| Gross Area | 3,490 sqft Gross Area |
| 1st Floor | 2,654 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 620 sqft Garage |
| Patio Area | 264 sqft Patio |
| Porch Area | 260 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 45 ATHENS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1891 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 76/80-94 ARBOR MILL PHASE ONE LOT 84 OR5789/1540 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027141-0840
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 ATHENS DR, SAINT AUGUSTINE, FL 32092-1891 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOAN FACTORY INC |
| Mar 18, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SYNERGY ONE LENDING |
| Nov 21, 2018 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | Nov 21, 2018 · Amount on Record |
| Deed Doc Number | 202353795 |
| Deed Book / Page | 5789 / 1540 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 11, 2023 |
| Property Address | 45 ATHENS DR, SAINT AUGUSTINE, FL 32092-1891 |
| Document Number | 0057891540 |
| Book / Page | 5789 / 1540 |
| Map Reference | MB 76 PG 80-94 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023053795 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 ATHENS DR, SAINT AUGUSTINE, FL 32092-1893 |
| Name | Verified Name |
|---|---|
| Address | 45 ATHENS DR, SAINT AUGUSTINE, FL 32092-1891 |
| Document Number | 0057891542 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 5789/1542 |
| Name | LOAN FACTORY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 ATHENS DR, SAINT AUGUSTINE, FL 32092-1891 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0049040378 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 4904/378 |
| Instrument | 2020021706 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 45 ATHENS DR, SAINT AUGUSTINE, FL 32092-1891 |
| Document Number | 0046440024 |
| Book / Page | 4644 / 0024 |
| Map Reference | MB76 PG80 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 2018083784 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 45 ATHENS DR, SAINT AUGUSTINE, FL 32092-1891 |
| Document Number | 2018083785 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 2018083785 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,903 (+0.86%) Land $110,000 Building $377,903 | $487,903 (+0.86%) Land $110,000 Building $377,903 | |
| 2025 | $6,849.00 (+2.93%) Homeowner's exemption | $483,733 (+55.81%) | $483,733 (-5.94%) Land $100,000 Building $383,733 |
| 2024 | $6,654.00 (+80.08%) | ||
| 2023 | $3,695.00 (+2.92%) Homeowner's exemption | $310,467 (+3%) | $514,279 (+18.27%) Land $120,000 Building $394,279 |
| 2022 | $3,590.00 Homeowner's exemption | $301,424 | $434,853 Land $100,800 Building $334,053 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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