28 Athens Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 28 Athens Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,262 sqft · built 2016
Lot Size0.28 acres (12,196 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Aug 2017)
Tax Bill$334 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN027141-0870

Property Details

APN / Parcel Number

Primary APN027141-0870

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,262 sqft Living Area
Gross Area2,826 sqft
1st Floor Area2,262 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28 ATHENS DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1898
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description76/80-94 ARBOR MILL PHASE ONE LOT 87 OR4415/1414
Legal Range28E
Legal Township06S
Legal Section18
Legal SubdivisionARBOR MILL PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number87
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1032
Census Tract20908

Owner

Source: St. Johns County records · APN 027141-0870

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · VA Mortgage
PENTAGON FCU
Jun 15, 2021Deed of Trust, Mortgage · VA Mortgage
PENTAGON FCU
Oct 21, 2020Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK
Aug 03, 2017Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2017 · Amount on Record
Deed SaleAug 03, 2017 · Amount on Record
Deed Document Number201753713
Deed Book / Page4415 / 1414
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898

Mortgage

Document Number0054920373
DateFeb 14, 2022
Book Page5492/373
Instrument2022015994
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898

Mortgage

Document Number0052911600
DateJun 15, 2021
Book Page5291/1600
Instrument2021066933
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address28 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898
Document Number0051140749
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedDec 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 ATHENS DR ST AUGUSTINE FL 320921898, ST AUGUSTINE, FL 32092-1898

Mortgage

Document Number0051140749
DateDec 03, 2020
Book Page005114/000749
Instrument109735
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term324 Months
DueDec 02, 2047
Interest
Rate3.25%

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 03, 2017
Property Address28 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898
Document Number0044151414
Book / Page4415 / 1414
Map ReferenceMB76 PG80
Instrument DateJul 31, 2017
Instrument2017053713
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898

Mortgage

Document Number2017053714
DateAug 03, 2017
Instrument2017053714
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$351,390 (+2.7%)$485,470 (+2.92%) Land $110,000 Building $375,470
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$342,152 (+5.99%)$471,698 (-6.3%) Land $100,000 Building $371,698
2024$254.00
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$322,824 (+3%)$503,428 (+20.21%) Land $120,000 Building $383,428
2022$236.00 Disabled Person's exemption Veteran's exemption$313,421$418,802 Land $100,800 Building $318,002

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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