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45 Ashford Lakes Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 45 Ashford Lakes Dr, Ormond Beach, FL 32174 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage2,849 sqft Living Area
Lot Size15,682 sqft (0.36 acres)
OccupancyOwner Occupied
Last Sale$391,000 (2018)
Tax Bill$4,481.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-14-31-0250-00000-0180

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area2,849 sqft Living Area
Gross Area4,482 sqft Gross Area
1st Floor2,849 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStone Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area15,682 sqft (0.36 acres)
DrivewayDriveway Brick
Driveway Area890 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address45 ASHFORD LAKES DR
CityORMOND BEACH
StateFL
Zip32174-1498
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHFORD LAKES ESTATES LOT 18 MB 37 PG 42 OR 1977/1827 OR 2250/1477 OR 2294/1646 OR 2307/1481 OR 2436/1806
Legal Range31E
Legal Township14S
Legal Section22
Legal SubdivisionASHFORD LAKES ESTATES
Legal Lot Number18
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup4
Census Block4133
Census Tract60207

Owner

Source: Flagler County records · APN 22-14-31-0250-00000-0180

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address45 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERIS BANK
Sep 24, 2018Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK
Jan 03, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jan 10, 2018Loan Modification, Mortgage · Line of Credit
FIDELITY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleJan 03, 2018 · Amount on Record
Deed Doc Number201835939
Deed Book / Page2307 / 1481
Last Transfer DateOct 13, 2021
Transfer Doc0000064098
Record RefreshedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateNov 22, 2021
Property Address45 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Document Number0026300572
Book / Page2630 / 572
Map ReferenceMB 37 PG 42-49
Instrument DateOct 13, 2021
Instrument2021064098
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address45 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
InvestorPossibly a Property Investor

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateApr 21, 2020
Property Address45 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Document Number0024361806
Book / Page2436 / 1806
Map ReferenceMB 37 PG 42-49
Instrument DateApr 15, 2020
Instrument2020015286
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyMARSH LANDING TITLE LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 ASHFORD LAKES DR, 45, ORMOND BEACH, FL 32174-1498

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address45 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
InvestorPossibly a Property Investor

Mortgage

Document Number0024361810
DateApr 21, 2020
Instrument2436/1810
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 24, 2018
Property Address45 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Document Number0023071481
Book / Page2307 / 1481
Map ReferenceMB37 PG42-49
Instrument DateSep 20, 2018
Instrument2018035939
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyMARSH LANDING TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,737.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 SMILING FISH LN, ORMOND BEACH, FL 32174
InvestorPossibly a Property Investor

Mortgage

Document Number2018035940
DateSep 24, 2018
Instrument2018035940
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateJan 03, 2018
Property Address45 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Document Number0022501477
Book / Page002250 / 001477
Instrument DateDec 28, 2017
Instrument181
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,470.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateJan 10, 2018
Property Address45 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Document Number0022520554
Book / Page002252 / 000554
Instrument DateDec 28, 2017
Instrument1068
Transaction TypeMortgage
Record UpdatedJan 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735

Mortgage

Document Number22520554
DateJan 10, 2018
Book Page002252/000554
Instrument1068
Lender
NameFIDELITY BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,158.00 (-7.21%) Homeowner's exemption$343,480 (+5.99%)$557,866 (+6.63%) Land $112,000 Building $445,866
2024$4,481.00 (+2.17%)
2023$4,386.00 (+5.05%) Homeowner's exemption$324,078 (+3%)$523,196 (+2.61%) Land $81,000 Building $442,196
2022$4,175.00 Homeowner's exemption$314,638$509,867 Land $81,000 Building $428,867

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 336 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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