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40 Ashford Lakes Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 40 Ashford Lakes Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,545 sqft Heated Area
Lot Size14,810 sqft (0.339 acres)
OccupancyOwner Occupied
Last Sale$499,900 (2022)
Tax Bill$5,072.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-14-31-0250-00000-0430

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area2,545 sqft Heated Area
Gross Area3,730 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,810 sqft (0.339 acres)
Driveway1 Driveway
Driveway Area1,053 sqft Driveway
FenceFence

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address40 ASHFORD LAKES DR
CityORMOND BEACH
StateFL
Zip32174-1493
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHFORD LAKES ESTATES LOT 43 MB 37 PG 42 OR 1977/1827 OR 2236/1126 OR 2294/1646 OR 2398/116
Legal Range31E
Legal Township14S
Legal Section22
Legal SubdivisionASHFORD LAKES ESTATES
Legal Lot Number43
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup4
Census Block4141
Census Tract60207

Owner

Source: Flagler County records · APN 22-14-31-0250-00000-0430

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address40 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1493
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Warranty Deed, Transfer
REALTY PRO TITLE
Nov 13, 2019Grant Deed, Transfer · Conventional Mortgage
KBHS HM LNS LLC
Jan 10, 2018Loan Modification, Mortgage · Line of Credit
FIDELITY BK
Oct 24, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Prior SaleNov 13, 2019 · Amount on Record
Deed Doc Number2022016981
Deed Book / Page2673 / 902
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 01, 2022
Property Address40 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1493
Document Number0026730902
Book / Page2673 / 902
Map ReferenceMB 7 PG 42-49
Instrument DateMar 29, 2022
Instrument2022016981
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
Tax$3,499.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2508 SHARRON DR, 2508, CHATTANOOGA, TN 37421-1934

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1493

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateNov 13, 2019
Property Address40 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1493
Document Number0023980116
Book / Page002398 / 000116
Instrument DateNov 08, 2019
Instrument42134
Transaction TypeTransfer
Record UpdatedNov 25, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,449.93
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address40 ASHFORD LAKES DR ORMOND BEACH FL 321741493, ORMOND BEACH, FL 32174-1493

Mortgage

Document Number23980118
DateNov 13, 2019
Book Page002398/000118
Instrument42135
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2049

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateJan 10, 2018
Property Address40 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1493
Document Number0022520554
Book / Page002252 / 000554
Instrument DateDec 28, 2017
Instrument1068
Transaction TypeMortgage
Record UpdatedJan 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735

Mortgage

Document Number22520554
DateJan 10, 2018
Book Page002252/000554
Instrument1068
Lender
NameFIDELITY BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateOct 24, 2017
Property Address40 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1493
Document Number0022371126
Book / Page002237 / 001126
Instrument DateOct 20, 2017
Instrument37154
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,400.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,072.00 (+18.62%) Homeowner's exemption$409,997 (+18.16%)$521,124 (+15.23%) Land $105,000 Building $416,124
2023$4,276.00 (+43.3%) Homeowner's exemption$346,981 (+37.97%)$452,256 (+2.65%) Land $76,000 Building $376,256
2022$2,984.00 Homeowner's exemption$251,491$440,572 Land $76,000 Building $364,572

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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