45 Ash Hill Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 45 Ash Hill Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,512 sqft · built 1961
Lot Size	0.244 acres (10,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$990,000 (Apr 2022)
Tax Bill	$11,110 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`READ M:007.0-0000-0149.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:007.0-0000-0149.0`
Alternative APNs	`M:007.0=0000=0149.0` `160000000260` `160000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	3,640 sqft
Basement Area	1,092 sqft
Unfinished Basement	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,611 sqft (0.244 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	160000000260
Street Address	45 ASH HILL RD
City	READING
State	MA
Zip	01867-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5010
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ASH HILL RD, READING, MA 01867-3832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Feb 17, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Feb 27, 1984 · Amount on Record
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 13, 2022
Property Address	45 ASH HILL RD, READING, MA 01867-3832
Document Number	0001911457
Instrument Date	Apr 13, 2022
Instrument	1911457
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 ASH HILL RD, READING, MA 01867-3832
Investor	Possibly a Property Investor

Mortgage

Document Number	0001911458
Date	Apr 13, 2022
Instrument	1911458

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Feb 17, 2022
Property Address	45 ASH HILL RD, READING, MA 01867-3832
Document Number	0001907016
Instrument Date	Feb 7, 2022
Instrument	1907016
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ASH HILL RD, READING, MA 01867-3832

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,110.00 (+0.91%)	$1,013,700 (+4.87%) Land $581,300 Building $431,800	$1,142,955 (+24.4%)
2025	$11,010.00 (-1.21%)	$966,600 (+1.65%) Land $554,300 Building $412,300	$918,745 (-0.28%)
2024	$11,145.00 (+6.64%)	$950,900 (+14.55%) Land $545,300 Building $405,600	$921,310
2023	$10,451.00	$830,100 Land $477,700 Building $352,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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