42 Ash Hill Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 42 Ash Hill Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,276 sqft · built 1960
Lot Size	0.27 acres (11,748 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (May 2022)
Tax Bill	$11,150 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:007.0-0000-0150.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:007.0-0000-0150.0`
Alternative APNs	`M:007.0=0000=0150.0` `160000000270` `160000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	4,320 sqft
Basement Area	1,530 sqft
Unfinished Basement	765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,748 sqft (0.27 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	160000000270
Street Address	42 ASH HILL RD
City	READING
State	MA
Zip	01867-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5009
Census Tract	334100

Owner

42 Ash Hill Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 ASH HILL RD, READING, MA 01867-3831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Jun 27, 1997 · Amount on File
Deed Document Number	20221914210
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0001914210
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	May 19, 2022
Property Address	42 ASH HILL RD, READING, MA 01867-3831
Document Number	0001914210
Instrument Date	May 17, 2022
Instrument	1914210
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42 ASH HILL RD, READING, MA 01867-3831

Mortgage

Document Number	0001914211
Date	May 19, 2022
Instrument	1914211

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Jun 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 42 Ash Hill Rd was $11,150, up 0.9% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,150.00 (+0.92%)	$1,017,300 (+4.88%) Land $557,100 Building $459,200	$1,216,806 (+16.81%)
2025	$11,048.00 (-1.22%)	$970,000 (+1.65%) Land $531,200 Building $438,800	$1,041,675 (-0.03%)
2024	$11,184.00 (+6.25%)	$954,300 (+14.14%) Land $522,600 Building $431,700	$1,041,960
2023	$10,526.00	$836,100 Land $457,800 Building $378,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Ash Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Ash Hill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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