45 Armory Rd, Prince Frederick, MD 20678 Property Records

Calvert County property record for 45 Armory Rd, Prince Frederick, MD 20678

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1 ba · 1,716 sqft · built 1940
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on File
Tax Bill$3,263 (2025)
Flood ZoneZone X (minimal risk)
APN02-014971

Property Details

APN / Parcel Number

Primary APN02-014971
Alternative APNs
  • 2014971
  • 014971

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,716 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area37,897 sqft (0.87 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area400 sqft
Deck Area576 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number014971
Street Address45 ARMORY RD
CityPRINCE FREDERICK
StateMD
Zip20678-4118
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeTC
Legal Description37,897 SF 45 ARMORY RD PRINCE FREDERICK
Legal SubdivisionCHESAPEAKE BLVD
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1008
Census Tract860702

Owner

45 Armory Rd, a commercial property, is owned by two individuals who acquired it in September 2004.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 3005, PRINCE FREDERICK, MD 20678-2015
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2004
Deed SaleSep 10, 2004
Prior SaleNov 7, 2001
Deed Document Number200450779
Transfer Doc0000063979
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 45 Armory Rd was $3,263.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$289,800$297,800 Land $163,300 Building $134,500
2025$3,263.00
2023$2,831.00$272,533$273,800 Land $163,300 Building $110,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Armory Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2009–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Armory Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRINCE FREDERICK
serves 4,371 people · EPA ID MD0040011
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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