Calvert County property record for 42 Armory Rd, Prince Frederick, MD 20678
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 ba · 1,366 sqft · built 1964 |
| Lot Size | 0.638 acres (27,784 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,500 (Jan 2002) |
| Tax Bill | $5,366 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-020831 |
| Primary APN | 02-020831 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,366 sqft Total Area |
| Basement Area | 1,161 sqft |
| Finished Basement | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 27,784 sqft (0.638 acres) |
| Deck Area | 128 sqft |
| Patio Area | 528 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 020831 |
|---|---|
| Street Address | 42 ARMORY RD |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-4117 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TC |
| Legal Description | 27784 SF PRINCE FREDERICK |
| Legal Subdivision | COVE POINT WOODS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 860702 |
42 Armory Rd, a commercial property, is owned and occupied by two individuals who bought it in January 2002.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 ARMORY RD, PRINCE FREDERICK, MD 20678-4117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2002 · Amount on File |
| Deed Sale | Jan 2, 2002 · Amount on File |
| Prior Sale | Nov 13, 1996 · Amount on File |
| Deed Document Number | 20022373 |
| Deed Book / Page | 1501 / 673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 42 ARMORY RD, PRINCE FREDERICK, MD 20678-4117 |
| Document Number | 0055210041 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42 ARMORY RD PRINCE FREDERICK MD 206784117, PRINCE FREDERICK, MD 20678-4117 |
| Document Number | 0055210041 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 005521/000041 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 30, 2035 |
The 2025 property tax bill for 42 Armory Rd was $5,366 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,200 | $530,100 Land $154,800 Building $375,300 | |
| 2025 | $5,366.00 | ||
| 2023 | $4,711.00 Homeowner's exemption | $453,500 | $458,400 Land $154,800 Building $303,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Armory Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2009–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Armory Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRINCE FREDERICK serves 4,371 people · EPA ID MD0040011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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