45 Ames Cv, Saint Johns, FL 32259 Property Records

St. Johns County property record for 45 Ames Cv, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,931 sqft · built 2020
Lot Size	0.58 acres (25,264 sqft)
Owner	2 Individual Names on File
Last Sale	$737,655 (Sep 2020)
Tax Bill	$6,269 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000711-0570`

Property Details

APN / Parcel Number

Primary APN	`000711-0570`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,931 sqft Living Area
Gross Area	3,690 sqft
1st Floor Area	2,931 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,264 sqft (0.58 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 AMES CV
City	SAINT JOHNS
State	FL
Zip	32259-9127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90/1-17 RIVERTOWN ESTATE LOTS PHASE 2 LOT 57 OR5051/1303
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	RIVERTOWN ESTATE LOTS PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	57
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1013
Census Tract	20807

Owner

Source: St. Johns County records · APN 000711-0570

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 AMES CV, SAINT JOHNS, FL 32259-9127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	202082674
Deed Book / Page	5051 / 1303
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 24, 2020
Property Address	45 AMES CV, SAINT JOHNS, FL 32259-9127
Document Number	0050511303
Book / Page	5051 / 1303
Map Reference	MB 90 PG 1-17
Instrument Date	Aug 31, 2020
Instrument	2020082674
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	COWFORD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,163.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12276 SAN JOSE BLVD STE 120, 12276, JACKSONVILLE, FL 32223-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 AMES CV, FRUIT COVE, FL 32259-9127

Mortgage

Document Number	50511305
Date	Sep 24, 2020
Instrument	5051/1305

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,380 (+2.7%)	$738,627 (+11.75%) Land $235,000 Building $503,627
2025	$6,269.00 (+11.91%) Homeowner's exemption	$479,435 (+2.9%)	$660,987 (+5.68%) Land $195,000 Building $465,987
2024	$5,602.00 (+1.93%) Homeowner's exemption	$465,923 (+3%)	$625,462 (+6.57%) Land $115,000 Building $510,462
2023	$5,496.00 (+2.67%) Homeowner's exemption	$452,352 (+3%)	$586,910 (-22.69%) Land $119,000 Building $467,910
2022	$5,353.00 Homeowner's exemption	$439,177	$759,172 Land $145,600 Building $613,572

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 189 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force 183 of 189 on primary residences
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 763 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.