28 Ames Cv, Saint Johns, FL 32259 Property Records

St. Johns County property record for 28 Ames Cv, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,395 sqft · built 2022
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Trust Names on File
Last Sale	$160,000 (Sep 2021)
Tax Bill	$9,477 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`000711-0590`

Property Details

APN / Parcel Number

Primary APN	`000711-0590`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,395 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	3,395 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	931 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 AMES CV
City	SAINT JOHNS
State	FL
Zip	32259-9127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90/1-17 RIVERTOWN ESTATE LOTS PHASE 2 LOT 59 OR5379/217 & 5379/219(SLIP NO.3)
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	RIVERTOWN ESTATE LOTS PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	59
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1013
Census Tract	20807

Owner

28 Ames Cv is owner-occupied and held in a trust since September 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	182 DOE TRL, HIAWASSEE, GA 30546-2552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
Oct 30, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	2021105526
Deed Book / Page	5379 / 217
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 27, 2021
Property Address	28 AMES CV, SAINT JOHNS, FL 32259-9127
Document Number	0053790217
Book / Page	5379 / 217
Map Reference	MB 90 PG 1
Instrument Date	Sep 24, 2021
Instrument	2021105526
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2950 HALCYON LN STE 203, 203, JACKSONVILLE, FL 32223-6690

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	182 DOE TRL, HIAWASSEE, GA 30546-2552

Mortgage

Document Number	0005379221
Date	Sep 27, 2021
Instrument	5379/221

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 30, 2020
Property Address	28 AMES CV, SAINT JOHNS, FL 32259-9127
Document Number	0050851923
Book / Page	005085 / 001923
Instrument Date	Oct 30, 2020
Instrument	97379
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$861.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2950 HALCYON LN #203 JACKSONVILLE FL 322236690, 203, JACKSONVILLE, FL 32223-6690

Tax Assessment & Valuation

The 2025 property tax bill for 28 Ames Cv was $9,477 with a homeowner's exemption, up 11.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,986 (+2.7%)	$897,161 (+8.85%) Land $235,000 Building $662,161
2025	$9,477.00 (+11.43%) Homeowner's exemption	$717,611 (+2.9%)	$824,186 (+0.77%) Land $195,000 Building $629,186
2024	$8,505.00 (+5.25%) Homeowner's exemption	$697,387 (+6.31%)	$817,915 (+8.63%) Land $115,000 Building $702,915
2023	$8,081.00 Homeowner's exemption	$656,010	$752,945 Land $119,000 Building $633,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Ames Cv in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Ames Cv is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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