45 Alexander Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 45 Alexander Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,051 sqft · built 1933
Lot Size	0.15 acres (6,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,044 (May 2017)
Tax Bill	$16,954 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03802-0000-00119`

Property Details

APN / Parcel Number

Primary APN	`13-03802-0000-00119`
Alternative APN	`130380200119`

Interior

Stories	2 Stories
Building Area	2,051 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Lot Area	6,552 sqft (0.15 acres)
Lot Dimensions	126 ft deep x 52 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130380200119
Street Address	45 ALEXANDER AVE
City	MONTCLAIR
State	NJ
Zip	07043-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	52X126 IRR
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	3802
Legal Lot Number	119
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1003
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU
May 23, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Aug 7, 2000 · Amount on Record
Deed Document Number	201744341
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628

Mortgage

Document Number	0000038620
Date	Jun 27, 2023
Instrument	2023038620

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102804
Date	Aug 20, 2021
Instrument	2021102804

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	May 23, 2017
Property Address	45 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628
Document Number	0000044341
Instrument Date	Apr 20, 2017
Instrument	2017044341
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628

Mortgage

Document Number	0000044342
Date	May 23, 2017
Instrument	2017044342

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,200 (-) Land $278,500 Building $203,700	$482,200 (-) Land $278,500 Building $203,700
2025	$16,954.00 (+3.32%)	$482,200 (-) Land $278,500 Building $203,700	$482,200 (-) Land $278,500 Building $203,700
2024	$16,409.00 (+3.5%)
2023		$482,200 Land $278,500 Building $203,700	$482,200 Land $278,500 Building $203,700
2022	$15,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1999–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2026 · alluvial fan flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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