43 Alexander Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 43 Alexander Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,041 sqft · built 1933
Lot Size	0.157 acres (6,850 sqft)
Owner	Individual Name on File
Last Sale	$1,525,000 (Jun 2026)
Tax Bill	$16,205 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-03802-0000-00120`

Property Details

APN / Parcel Number

Primary APN	`13-03802-0000-00120`
Alternative APN	`130380200120`

Interior

Stories	2 Stories
Building Area	2,041 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130380200120
Street Address	43 ALEXANDER AVE
City	MONTCLAIR
State	NJ
Zip	07043-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X137 IRR
Legal Block	3802
Legal Lot Number	120
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1003
Census Tract	16200

Owner

43 Alexander Ave is owned and occupied by an individual who bought it in June 2026.

Source: Essex County and Montclair Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	43 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Feb 19, 2025 · Amount on File
Deed Document Number	202637985
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 8, 2026
Property Address	43 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628
Document Number	0000037985
Instrument Date	May 27, 2026
Instrument	202637985
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628

Mortgage

Document Number	0000037988,
Date	Jun 8, 2026
Instrument	202637988

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	43 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ALEXANDER AVE, MONTCLAIR, NJ 07043-2628

Mortgage

Document Number	0000042043
Date	Jul 13, 2023
Instrument	2023042043

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 43 Alexander Ave was $16,205, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,700 (-8.07%) Land $280,200 Building $143,500	$423,700 (-8.07%) Land $280,200 Building $143,500
2025	$16,205.00 (+3.32%)	$460,900 Land $280,200 Building $180,700	$460,900 Land $280,200 Building $180,700
2024	$15,684.00
2023		$460,900 Land $280,200 Building $180,700	$460,900 Land $280,200 Building $180,700
2022	$15,154.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43 Alexander Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1999–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2026 · alluvial fan flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Alexander Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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