Erie County and Buffalo City property record for 45 Albert Ave, Buffalo, NY 14207
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,178 sqft · built 1930 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Feb 2023) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 77.57-4-12 |
| Primary APN | 140200 77.57-4-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Total Area |
| 1st Floor Area | 1,089 sqft |
| 2nd Floor Area | 1,089 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04909000 |
|---|---|
| Street Address | 45 ALBERT AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14207-2119 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-3R |
| Legal Description | 18O. NW HUNT |
| Legal Subdivision | JONES TRACT |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 5700 |
Source: Erie County and Buffalo City records · APN 140200 77.57-4-12
Assessment roll updated May 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 ALBERT AVE, BUFFALO, NY 14207-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 02, 2023 · Amount on Record |
| Deed Sale | Feb 02, 2023 · Amount on Record |
| Deed Document Number | 202319019 |
| Deed Book / Page | 11413 / 7202 |
| Prior Transfer Date | Jan 25, 2023 |
| Prior Transfer Doc | 0114137202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 23, 2026 |
| Property Address | 45 ALBERT AVE, BUFFALO, NY 14207-2119 |
| Document Number | 0000113734 |
| Book / Page | 11462 / 5037 |
| Instrument Date | May 17, 2026 |
| Instrument | 2026113734 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 17, 2026 |
| Property Address | 45 ALBERT AVE, BUFFALO, NY 14207-2119 |
| Document Number | 0141959879 |
| Book / Page | 14195 / 9879 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202671575 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 ALBERT AVE, BUFFALO, NY 14207-2119 |
| Document Number | 0000071575, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 14195/9879 |
| Instrument | 202671575 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 02, 2023 |
| Property Address | 45 ALBERT AVE, BUFFALO, NY 14207-2119 |
| Document Number | 0114137202 |
| Book / Page | 11413 / 7202 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023019019 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2112 BLISS RD, FORT WORTH, TX 76177-7334 |
| Name | Verified Name |
|---|---|
| Address | 45 ALBERT AVE, BUFFALO, NY 14207-2119 |
| Document Number | 0140821029 |
|---|---|
| Date | Feb 02, 2023 |
| Instrument | 14082/1029 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
Source: Erie County and Buffalo City records · Assessment roll updated May 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,412.00 (+8.7%) | $148,000 (+85%) Land $8,000 Building $140,000 | $148,000 (+13.78%) Land $8,000 Building $140,000 |
| 2024 | $1,299.00 (+213.01%) | $80,000 (-) Land $3,800 Building $76,200 | $130,081 (+13.82%) Land $6,179 Building $123,902 |
| 2023 | $415.00 | $80,000 Land $3,800 Building $76,200 | $114,286 Land $5,429 Building $108,857 |
Source: FEMA National Flood Hazard Layer as of November 20, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 585 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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