45 Akers School Rd, Upton, KY 42784 Property Records

Hardin County property record for 45 Akers School Rd, Upton, KY 42784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,605 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (May 2006)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-00-00-001.01`

Property Details

APN / Parcel Number

Primary APN	`135-00-00-001.01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,605 sqft Living Area
Attic Area	868 sqft

Exterior

Year Built	Built 1998
Architectural Style	Cape Cod
Exterior Material	Frame/Masonry
Lot Area	130,680 sqft (3 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	486 sqft
Patio Area	341 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	45 AKERS SCHOOL RD
City	UPTON
State	KY
Zip	42784-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3017
Census Tract	1602

Owner

Source: Hardin County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	45 AKERS SCHOOL RD, UPTON, KY 42784-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 5, 2020	Deed of Trust, Mortgage THE CECILIAN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2006 · Amount on Record
Deed Sale	May 30, 2006 · Amount on Record
Deed Document Number	0001191214
Deed Book / Page	1191 / 214
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	45 AKERS SCHOOL RD, UPTON, KY 42784-9422
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002311/498
Date	May 8, 2020
Book Page	2311/498

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 29, 2030

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	45 AKERS SCHOOL RD, UPTON, KY 42784-9422
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002356/695
Date	Jan 13, 2021
Book Page	2356/695

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	45 AKERS SCHOOL RD, UPTON, KY 42784-9422
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002327/351
Date	Aug 5, 2020
Book Page	2327/351

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2030

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 (-14.05%) Homeowner's exemption Additional exemption filed	$340,600 (-) Land $17,000 Building $323,600	$340,600 (-) Land $17,000 Building $323,600
2023		$340,600 Land $17,000 Building $323,600	$340,600 Land $17,000 Building $323,600
2021	$3,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	25 / 3

May also be available: Telecast Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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