170 Akers School Rd, Upton, KY 42784 Property Records

Hardin County property record for 170 Akers School Rd, Upton, KY 42784

Property Summary

Property Type	Single Family Home
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2026)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Apr 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`112-00-00-014.02`

Property Details

APN / Parcel Number

Primary APN	`112-00-00-014.02`

Exterior

Lot Area	1,306,800 sqft (30 acres)

Location & Zoning

Street Address	170 AKERS SCHOOL RD
City	UPTON
State	KY
Zip	42784-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANVIN SUBD LT 3A
Legal Subdivision	VANVIN SUBD
Legal Lot Number	3A
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3011
Census Tract	1602

Owner

Source: Hardin County assessment roll, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF CLARKSON
Apr 13, 2010	Deed of Trust, Mortgage THE FARMERS BANK
Apr 2, 2026	Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Apr 2, 2026	Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Oct 24, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Book / Page	1598 / 1462
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422

Mortgage

Document Number	02434/1559
Date	Apr 4, 2022
Book Page	2434/1559

Lender

Name	BANK OF CLARKSON
Type	Bank
Address	CLARKSON, KY 42726

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 17, 2023

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001918/311
Date	Apr 13, 2010
Book Page	1918/311

Lender

Name	THE FARMERS BANK
Type	Bank
Address	HARDINSBURG, KY 40143

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Mar 29, 2015

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 2, 2026
Property Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422
Document Number	1598001462
Book / Page	1598 / 1462
Instrument Date	Apr 1, 2026
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$24,745.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422

Mortgage

Document Number	2608000453,
Date	Apr 2, 2026
Book Page	2608/453

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 2, 2026
Property Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422
Document Number	01598/1462
Book / Page	1598 / 1462
Instrument Date	Apr 1, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$24,745.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422

Mortgage

Document Number	2608000453,
Date	Apr 2, 2026
Book Page	2608/453

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Oct 24, 2022
Property Address	170 AKERS SCHOOL RD, UPTON, KY 42784-9422
Document Number	001543/470
Book / Page	1543 / 470
Map Reference	CAB 1 SH 7019
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 GILEAD FAIRVIEW RD, CANMER, KY 42722-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6707 PRICEVILLE RD, MUNFORDVILLE, KY 42765-9571

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (+83.99%)	$220,000 (-) Land $30,000 Building $190,000	$220,000 (-) Land $30,000 Building $190,000
2023		$220,000 Land $30,000 Building $190,000	$220,000 Land $30,000 Building $190,000
2021	$1,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	25 / 3

May also be available: Telecast Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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