45 2nd St SW, Elgin, MN 55932 Property Records

Wabasha County property record for 45 2nd St SW, Elgin, MN 55932

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,200 sqft · built 1978
Lot Size0.351 acres (15,269 sqft)
OwnerIndividual Name on Record
Tax Bill$2,694 (2026)
Flood ZoneZone X (minimal risk)
APNR19.00255.00

Property Details

APN / Parcel Number

Primary APNR19.00255.00
Alternative APN
  • 19.00255.00

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,269 sqft (0.351 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area528 sqft
Deck Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address45 2ND ST SW
CityELGIN
StateMN
Zip55932-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-27 TWP-108 RANGE-012 BRUEMMERS ADDITION LOT-001 BLOCK-001 (WWW)
Legal Range12
Legal Township108
Legal Section27
Legal SubdivisionBRUEMMERS ADDITION
Legal Block1
Legal Lot Number1
JurisdictionWABASHA MN
Township / Civil DivisionELGIN
Census Block Group3
Census Block3051
Census Tract490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 2ND ST SW, ELGIN, MN 55932-9601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWabasha County
MunicipalityElgin City
Unified School DistrictPlainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,694.00 (+7.25%) Homeowner's exemption$214,500 (+2.48%) Land $40,000 Building $174,500$214,500 (+2.48%) Land $40,000 Building $174,500
2023$2,512.00 Homeowner's exemption$209,300 Land $36,900 Building $172,400$209,300 Land $36,900 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemElgin
serves 1,115 people · EPA ID MN1790001
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber
5,000 / 5,000
Midco
Cable
1,250 / 60
GigFire
Fixed Wireless
150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St SW

Nearby Streets

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