Wabasha County property record for 115 2nd St SW, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,218 sqft · built 1968 |
| Lot Size | 0.275 acres (11,989 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Feb 2015) |
| Tax Bill | $2,560 (2026) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R19.00254.00 |
| Primary APN | R19.00254.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Basement Area | 752 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,989 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 2ND ST SW |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-108 RANGE-012 MILLERS ADDITION LOT-002 BLOCK-002 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 27 |
| Legal Subdivision | MILLERS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 490500 |
Source: Wabasha County records · APN R19.00254.00
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 2ND ST SW, ELGIN, MN 55932-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2015 · Amount on Record |
| Deed Sale | Feb 05, 2015 · Amount on Record |
| Prior Sale | Sep 11, 2006 · Amount on Record |
| Deed Document Number | 2015361172 |
| Prior Transfer Date | Oct 29, 2010 |
| Prior Transfer Doc | 0001299642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 115 2ND ST SW, ELGIN, MN 55932-9604 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000340339 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 340339 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Address | PLAINVIEW, MN 55964 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 03, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wabasha County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| Municipality | Elgin City |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,560.00 (+7.65%) Homeowner's exemption | $206,000 (+3.1%) Land $40,000 Building $166,000 | $206,000 (+3.1%) Land $40,000 Building $166,000 |
| 2023 | $2,378.00 Homeowner's exemption | $199,800 Land $32,000 Building $167,800 | $199,800 Land $32,000 Building $167,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midcontinent Communications Cable | 1,250 / 60 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 39 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Elgin serves 1,115 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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