45 1/2 Monroe St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 45 1/2 Monroe St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,200 sqft · built 1898
Lot Size	0.073 acres (3,189 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Mar 2025)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08760 P:0046`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08760 P:0046`
Alternative APN	`87600046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	3,189 sqft (0.073 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	87600046
Street Address	45 1/2 MONROE ST
City	SPRINGFIELD
State	MA
Zip	01109-3606
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1009
Census Tract	801800

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	338 PROSPECT ST, LAWRENCE, MA 01841-2041
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Quit Claim Deed, Transfer · FHA Mortgage LEADER BANK NA
Aug 11, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2023	Quit Claim Deed, Transfer · Commercial Mortgage GREENFIELD COOPERATIVE BANK
Aug 3, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ABS GROUP HLDG LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	202513587
Deed Book / Page	25807 / 252
Prior Transfer Date	Aug 11, 2023
Prior Transfer Doc	025113-502
Record Updated	Sep 20, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 28, 2025
Property Address	45 1/2 MONROE ST, SPRINGFIELD, MA 01109-3606
Document Number	025807-252
Book / Page	25807 / 252
Instrument Date	Mar 28, 2025
Instrument	13587
Transaction Type	Transfer
Record Updated	Apr 11, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 PROSPECT ST, LAWRENCE, MA 01841-2041

Mortgage

Document Number	0000013588
Date	Mar 28, 2025
Instrument	13588

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	025807-273
Date	Mar 28, 2025
Book Page	25807/273
Instrument	13589

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2040

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 11, 2023
Property Address	45 1/2 MONROE ST, SPRINGFIELD, MA 01109-3606
Document Number	025113-502
Book / Page	25113 / 502
Instrument Date	Aug 11, 2023
Instrument	37559
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WILLARD AVE, SPRINGFIELD, MA 01109-3034

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 24, 2023
Property Address	45 1/2 MONROE ST, SPRINGFIELD, MA 01109-3606
Document Number	024886-283
Book / Page	24886 / 283
Instrument Date	Jan 23, 2023
Instrument	3779
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 RIVERDALE ST # 153, 153, WEST SPRINGFIELD, MA 01089-4900

Mortgage

Document Number	0000003781
Date	Jan 24, 2023
Instrument	3781

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 3, 2022
Property Address	45 1/2 MONROE ST, SPRINGFIELD, MA 01109-3606
Document Number	024668-309
Book / Page	24668 / 309
Instrument Date	Aug 2, 2022
Instrument	47193
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 RIVERDALE ST # STE15, STE15, W SPRINGFIELD, MA 01089-4900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047194
Date	Aug 3, 2022
Instrument	47194

Lender

Name	ABS GROUP HLDG LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,835.00 (+126.92%)	$244,600 (+146.82%) Land $23,100 Building $221,500
2023	$1,690.00	$99,100 Land $20,500 Building $78,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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