10 Monroe St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 10 Monroe St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,910 sqft · built 1910
Lot Size	0.042 acres (1,808 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2025)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08760 P:0001`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08760 P:0001`
Alternative APN	`87600001`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,910 sqft Living Area
1st Floor Area	849 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	1,808 sqft (0.042 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	87600001
Street Address	10 MONROE ST
City	SPRINGFIELD
State	MA
Zip	01109-3607
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1007
Census Tract	801800

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 WENTWORTH ST, 2, DORCHESTER CENTER, MA 02124-3729
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Quit Claim Deed, Transfer · FHA Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Dec 11, 2017	Quit Claim Deed, Transfer · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Book / Page	25980 / 38
Record Updated	Sep 20, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 8, 2025
Property Address	10 MONROE ST, SPRINGFIELD, MA 01109-3607
Document Number	0025980-38
Book / Page	25980 / 38
Instrument Date	Aug 8, 2025
Instrument	36954
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WENTWORTH ST APT 2, 2, DORCHESTER, MA 02124-3729

Mortgage

Document Number	0000036955
Date	Aug 8, 2025
Instrument	36955

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 11, 2017
Property Address	10 MONROE ST, SPRINGFIELD, MA 01109-3607
Document Number	21981-2
Book / Page	021981 / 000002
Instrument Date	Dec 7, 2017
Instrument	73128
Transaction Type	Transfer
Record Updated	Jan 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PENDLETON AVE CHICOPEE MA 010202166, CHICOPEE, MA 01020-2166

Mortgage

Document Number	21981-4
Date	Dec 11, 2017
Book Page	021981/000004
Instrument	73129

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Mortgage

Document Number	21981-32,
Date	Dec 11, 2017
Book Page	021981/000032
Instrument	73131

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,525.00 (+13.47%)	$288,600 (+23.39%) Land $21,900 Building $266,700
2023	$3,988.00	$233,900 Land $19,500 Building $214,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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