4499 Stover Rd, Ostrander, OH 43061 Property Records

Delaware County property record for 4499 Stover Rd, Ostrander, OH 43061

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,260 sqft · built 1997
Lot Size	4.64 acres (202,249 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (Apr 2007)
Tax Bill	$5,866 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`400-300-01-001-003`

Property Details

APN / Parcel Number

Primary APN	`400-300-01-001-003`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,556 sqft
Upper Floors Area	704 sqft
Basement Area	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	202,249 sqft (4.64 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	250 sqft
Patio Area	803 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4499 STOVER RD
City	OSTRANDER
State	OH
Zip	43061-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS SURVEY 3008
Legal Subdivision	VIRGINIA MILITARY SURV
Jurisdiction	DELAWARE OH
Township / Civil Division	SCIOTO
Census Block Group	3
Census Block	3062
Census Tract	12000

Owner

4499 Stover Rd is owned and occupied by two individuals who acquired it in November 2007.

Source: Delaware County records, as of July 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4499 STOVER RD, OSTRANDER, OH 43061-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2007 · Amount on File
Deed Sale	Apr 30, 2007 · Amount on File
Deed Document Number	200713645
Deed Book / Page	781 / 318
Last Transfer Date	Nov 2, 2007
Transfer Doc	0000018758
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jun 16, 2026
Property Address	4499 STOVER RD, OSTRANDER, OH 43061-9783
Document Number	0000015646
Instrument Date	May 14, 2026
Instrument	202615646
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4499 STOVER RD, OSTRANDER, OH 43061-9783

Mortgage

Document Number	0000015646,
Date	Jun 16, 2026
Instrument	202615646

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 14, 2046

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4499 Stover Rd was $5,866, up 1.9% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Scioto Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,866.00 (+1.86%)	$173,780 (-) Land $44,800 Building $128,980	$496,500 Land $128,000 Building $368,500
2024	$5,759.00 (+0.02%) Homeowner's exemption	$173,780 (-) Land $44,800 Building $128,980
2023	$5,758.00 Homeowner's exemption	$173,780 Land $44,800 Building $128,980	$496,500 Land $128,000 Building $368,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4499 Stover Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1980–2019)
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4499 Stover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30