4475 Stover Rd, Ostrander, OH 43061 Property Records

Delaware County property record for 4475 Stover Rd, Ostrander, OH 43061

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,460 sqft · built 1986
Lot Size1.14 acres (49,658 sqft)
OwnerIndividual Name on File
Last Sale$209,900 (Jul 2020)
Tax Bill$2,495 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN400-200-01-057-000

Property Details

APN / Parcel Number

Primary APN400-200-01-057-000
Alternative APN
  • 330991.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,460 sqft Living Area
1st Floor Area888 sqft
Upper Floors Area572 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area49,658 sqft (1.14 acres)
Deck Area128 sqft
Patio Area128 sqft
Canopy90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil
SewerSeptic

Location & Zoning

Street Address4475 STOVER RD
CityOSTRANDER
StateOH
Zip43061-9783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSURVEY 3008
Legal SubdivisionVMS #3008
JurisdictionDELAWARE OH
Township / Civil DivisionSCIOTO
Census Block Group3
Census Block3062
Census Tract12000

Owner

Source: Delaware County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4475 STOVER RD, OSTRANDER, OH 43061-9783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleMay 27, 2011 · Amount on Record
Deed Document Number202028017
Deed Book / Page1752 / 1211
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Property Address4475 STOVER RD, OSTRANDER, OH 43061-9783
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4475 STOVER RD, OSTRANDER, OH 43061-9783

Mortgage

Document Number0000015024
DateJul 18, 2023
Book Page2043/1105
Instrument202300015024
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJul 4, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OH
Recording DateJul 31, 2020
Property Address4475 STOVER RD, OSTRANDER, OH 43061-9783
Document Number0000028017
Book / Page1752 / 1211
Instrument DateJul 13, 2020
Instrument202000028017
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 OIDE WORTHINGTON ROAD #300 # 300, 300, WESTERVILLE, OH 43082-9152

Mortgage

Document Number0000028018
DateJul 31, 2020
Instrument202000028018
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDelaware County
County SubdivisionScioto Township
Unified School DistrictBuckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,495.00 (+1.84%)$74,130 (-) Land $19,110 Building $55,020$211,800 (-) Land $54,600 Building $157,200
2024$2,450.00 Homeowner's exemption$74,130 (-) Land $19,110 Building $55,020
2023$2,450.00 Homeowner's exemption$74,130 Land $19,110 Building $55,020$211,800 Land $54,600 Building $157,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims17 (1980–2019)
Most Recent ClaimJun 2019 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEL-CO WATER COMPANY, INC.
private · serves 150,000 people · EPA ID OH2101412
Water SourceSurface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Consolidated Electric Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

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