4499 Ridge Rd, Barnhart, MO 63012 Property Records

Jefferson County property record for 4499 Ridge Rd, Barnhart, MO 63012

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1958
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$99,500 (May 2018)
Tax Bill	$829 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089.030.01001004`

Property Details

APN / Parcel Number

Primary APN	`089.030.01001004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	358 ft deep x 103 ft wide
Porch	Enclosed Frame Porch
Porch Area	224 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4499 RIDGE RD
City	BARNHART
State	MO
Zip	63012-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	WOODED ACRES TRACT 22 LOT 19
Legal Range	5E
Legal Township	42N
Legal Section	30
Legal Subdivision	WOODED
Legal Tract	22
Legal Block	4
Legal Lot Number	19
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	4
Census Block	4006
Census Tract	700604

Owner

4499 Ridge Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4499 RIDGE RD, BARNHART, MO 63012-1658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 8, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE COMMUNITY BANK
May 29, 2018	Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Apr 1, 2014
Deed Document Number	201815761
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4499 RIDGE RD, BARNHART, MO 63012-1658
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4499 RIDGE RD, BARNHART, MO 63012-1658

Mortgage

Document Number	0000024877
Date	Sep 29, 2025
Instrument	2025R-024877

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4499 RIDGE RD, BARNHART, MO 63012-1658
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4499 RIDGE RD, BARNHART, MO 63012-1658

Mortgage

Document Number	0000028044
Date	Nov 8, 2023
Instrument	2023R-028044

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	HILLSBORO, MO 63050

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 29, 2018
Property Address	4499 RIDGE RD, BARNHART, MO 63012-1658
Document Number	0000015761
Instrument Date	May 23, 2018
Instrument	15761
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4499 RIDGE RD BARNHART MO 630121658, BARNHART, MO 63012-1658

Mortgage

Document Number	15762
Date	May 29, 2018
Instrument	15762

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4499 Ridge Rd was $829, up 5.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,200 (-) Land $2,500 Building $9,700	$64,000 (-) Land $12,900 Building $51,100
2025	$829.00 (+5.87%)	$12,200 Land $2,500 Building $9,700	$64,000 (-) Land $12,900 Building $51,100
2024	$783.00 (-0.13%)		$64,000 (+6.31%) Land $12,900 Building $51,100
2023	$784.00	$11,500 Land $2,500 Building $9,000	$60,200 Land $12,900 Building $47,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4499 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4499 Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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