4517 Ridge Rd, Barnhart, MO 63012 Property Records

Jefferson County property record for 4517 Ridge Rd, Barnhart, MO 63012

Property Summary

Property Type	Single Family Home
Details	1 ba · 814 sqft · built 1949
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Last Sale	$53,900 (Mar 2003)
Tax Bill	$863 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089.030.01001011`

Property Details

APN / Parcel Number

Primary APN	`089.030.01001011`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	814 sqft Living Area
1st Floor Area	814 sqft
Basement Area	658 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	86,249 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4517 RIDGE RD
City	BARNHART
State	MO
Zip	63012-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	WOODED ACRES TRACT 22 LOT 14
Legal Range	5E
Legal Township	42N
Legal Section	30
Legal Subdivision	WOODED
Legal Tract	22
Legal Block	4
Legal Lot Number	14
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	4
Census Block	4006
Census Tract	700604

Owner

4517 Ridge Rd is owned and occupied by an individual who acquired it in June 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4517 RIDGE RD, BARNHART, MO 63012-1611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit OZARKS FSLA
Apr 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage OZARKS FSLA
Jun 27, 2022	Beneficiary Deed, Transfer
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage OZARKS FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2003 · Amount on File
Deed Sale	Mar 20, 2003 · Amount on File
Prior Sale	Mar 6, 2001 · Amount on File
Deed Document Number	200320212
Last Transfer Date	Jun 22, 2022
Transfer Doc	0000021142
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4517 RIDGE RD, BARNHART, MO 63012-1611
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13960 SULLENS RD 2, 2, FESTUS, MO 63028-4913

Mortgage

Document Number	0000032490
Date	Dec 12, 2025
Instrument	2025R-032490

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4517 RIDGE RD, BARNHART, MO 63012-1611
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13960 SULLENS RD, FESTUS, MO 63028-4913

Mortgage

Document Number	0000009709
Date	Apr 25, 2023
Instrument	2023R-009709

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	7.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	13.6%

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 27, 2022
Property Address	4517 RIDGE RD, BARNHART, MO 63012-1611
Document Number	0000021142
Map Reference	MB 8 PG 43
Instrument Date	Apr 21, 2022
Instrument	2022R-021142
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13960 SULLENS RD, FESTUS, MO 63028-4913

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4517 RIDGE RD, BARNHART, MO 63012-1611
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13960 SULLENS RD, FESTUS, MO 63028-4913

Mortgage

Document Number	2021R032264
Date	Jul 26, 2021
Instrument	2021R-032264

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 4, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2036
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4517 Ridge Rd was $863.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,700 (-) Land $3,300 Building $9,400	$67,000 Land $17,600 Building $49,400
2025	$863.00	$12,700 Land $3,300 Building $9,400
2024			$67,000 (+9.12%) Land $17,600 Building $49,400
2023	$790.00	$11,600 Land $3,300 Building $8,300	$61,400 Land $17,600 Building $43,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4517 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4517 Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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