44978 Bishop Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 44978 Bishop Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,660 sqft · built 2017
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$607,509 (Oct 2017)
Tax Bill	$6,343 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-16-6660-000`

Property Details

APN / Parcel Number

Primary APN	`038-16-6660-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	3 Stories
Building Area	2,660 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,613 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	44978 BISHOP TER
City	ASHBURN
State	VA
Zip	20147-2967
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	OVERLOOK AT UNIVERSITY CENTER LOT 79 201604180022005/6P
Legal Subdivision	UNIVERSITY CENTER
Legal Block	2
Legal Lot Number	79
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2002
Census Tract	611002

Owner

44978 Bishop Ter, a townhouse, is owned and occupied by an individual who bought it in October 2017.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	44978 BISHOP TER, ASHBURN, VA 20147-2967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AURORA FIN'L
Oct 2, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Deed Document Number	201761338
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	44978 BISHOP TER, ASHBURN, VA 20147-2967
Document Number	20200923086799
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44978 BISHOP TER ASHBURN VA 201472967, ASHBURN, VA 20147-2967

Mortgage

Document Number	20200923086799
Date	Sep 23, 2020
Instrument	86799

Lender

Name	AURORA FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

Interest

Rate Type	Fixed Rate

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 2, 2017
Property Address	44978 BISHOP TER, ASHBURN, VA 20147-2967
Document Number	20171002061338
Instrument Date	Sep 29, 2017
Instrument	61338
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44978 BISHOP TER ASHBURN VA 201472967, ASHBURN, VA 20147-2967

Mortgage

Document Number	20171002061339
Date	Oct 2, 2017
Instrument	61339

Lender

Name	PULTE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 44978 Bishop Ter was $6,343.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,343.00	$788,050 Land $228,500 Building $559,550	$788,050 Land $228,500 Building $559,550
2023	$5,875.00	$671,520 Land $203,500 Building $468,020	$671,520 Land $203,500 Building $468,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44978 Bishop Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44978 Bishop Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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