44974 Bishop Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 44974 Bishop Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,400 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Apr 2021)
Tax Bill	$5,938 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-16-6358-000`

Property Details

APN / Parcel Number

Primary APN	`038-16-6358-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	44974 BISHOP TER
City	ASHBURN
State	VA
Zip	20147-2967
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	OVERLOOK AT UNIVERSITY CENTER LOT 77 201604180022005/6P
Legal Subdivision	UNIVERSITY CENTER
Legal Block	2
Legal Lot Number	77
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2002
Census Tract	611002

Owner

44974 Bishop Ter, a townhouse, is owned and occupied by two individuals who bought it in April 2021.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44974 BISHOP TER, ASHBURN, VA 20147-2967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 29, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI PULTE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	202142229
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 9, 2021
Property Address	44974 BISHOP TER, ASHBURN, VA 20147-2967
Document Number	202104090042229
Instrument Date	Apr 8, 2021
Instrument	202104090042229
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9725 KINGS CROWN CT APT 202, 202, FAIRFAX, VA 22031-5025

Mortgage

Document Number	202104090042230
Date	Apr 9, 2021
Instrument	202104090042230

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 29, 2017
Property Address	44974 BISHOP TER, ASHBURN, VA 20147-2967
Document Number	20170929061065
Instrument Date	Sep 28, 2017
Instrument	61065
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44974 BISHOP TER ASHBURN VA 201472967, ASHBURN, VA 20147-2967

Mortgage

Document Number	20170929061066
Date	Sep 29, 2017
Instrument	61066

Lender

Name	PULTE MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 44974 Bishop Ter was $5,938, up 3.2% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,938.00 (+3.2%)	$737,700 (+3.2%) Land $225,000 Building $512,700	$737,700 (+3.2%) Land $225,000 Building $512,700
2025	$5,754.00	$714,830 Land $225,000 Building $489,830	$714,830 Land $225,000 Building $489,830
2023	$5,560.00	$635,470 Land $200,000 Building $435,470	$635,470 Land $200,000 Building $435,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44974 Bishop Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44974 Bishop Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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