4497 2nd St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4497 2nd St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,690 sqft · built 1962
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Feb 2010)
Tax Bill	$2,560 (2026)
Flood Zone	Zone X (minimal risk)
APN	`09.00604.00`

Property Details

APN / Parcel Number

Primary APN	`09.00604.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1979
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4497 2ND ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-036 RANGE-030 2.00 AC E 330 FT OF N 264 FT OF S 297 FT OF SE1/4 NE1/4 SUBJ TO HWY EASMNT
Legal Range	030
Legal Township	036
Legal Section	33
Jurisdiction	BENTON MN
Township / Civil Division	MINDEN
Census Block Group	2
Census Block	2057
Census Tract	20300

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4497 2ND ST SE, SAINT CLOUD, MN 56304-9798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2010 · Amount on Record
Deed Sale	Feb 5, 2010 · Amount on Record
Deed Document Number	20101372060
Last Transfer Date	Jun 11, 2013
Transfer Doc	397522
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Minden Township
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,560.00 (+4.75%) Homeowner's exemption	$294,900 (+2.93%) Land $57,800 Building $237,100	$294,900 (+2.93%) Land $57,800 Building $237,100
2025	$2,444.00 (+9.99%) Homeowner's exemption	$286,500 (+2.8%) Land $54,300 Building $232,200	$286,500 (+2.8%) Land $54,300 Building $232,200
2023	$2,222.00	$278,700 Land $53,800 Building $224,900	$278,700 Land $53,800 Building $224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30