Benton County property record for 4140 2nd St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,666 sqft · built 1991 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,204 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.00612.01 |
| Primary APN | 09.00612.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Area | 706 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4140 2ND ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-33 TWP-036 RANGE-030 2.07 AC E 300 FT OF W 860 FT OF N 300 FT NW1/4 SE1/4 SUBJ TO HWY EASMNT |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 33 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | MINDEN |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 20300 |
4140 2nd St SE is owned and occupied by two individuals.
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4140 2ND ST SE, SAINT CLOUD, MN 56304-9798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 4140 2nd St SE was $4,204 with a homeowner's exemption.
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| County Subdivision | Minden Township |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,204.00 Homeowner's exemption | $462,700 Land $60,100 Building $402,600 | $462,700 Land $60,100 Building $402,600 |
| 2023 | $3,664.00 | $445,500 Land $55,700 Building $389,800 | $445,500 Land $55,700 Building $389,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4140 2nd St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4140 2nd St SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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