44962 Lighthouse Rd, Piney Point, MD 20674 Property Records

St. Mary's County property record for 44962 Lighthouse Rd, Piney Point, MD 20674 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1925
Square Footage	2,214 sqft Total Area
Lot Size	35,098 sqft (0.805 acres)
Garage	Carport, 288 sqft
Pool	Spa/Hot Tub (Only)
Occupancy	Owner Occupied
Tax Bill	$5,069.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-007517`
Alternative APNs	`2007517` `007517`

Interior

Full Baths	2 Baths
Building Area	2,214 sqft Total Area
Attic Area	312 sqft Attic
Attic	1 Attic
Stories	2 Stories
Utility Area	210 sqft Utility Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	35,098 sqft (0.805 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	288 sqft Garage
Carport	Carport
Carport Area	288 sqft Carport

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	128 sqft Deck
Porch Area	180 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	007517
Street Address	44962 LIGHTHOUSE RD
City	PINEY POINT
State	MD
Zip	20674-3013
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 7 LIGHTHOUSE RD TOLSON SUBD
Legal Subdivision	TOLSON SUB
Legal Lot Number	7
Jurisdiction	ST MARY'S MD
Minor Civil Division	2, VALLEY LEE
Census Blockgroup	3
Census Block	3012
Census Tract	876101

Owner

Source: St. Mary's County records · APN 02-007517

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44962 LIGHTHOUSE RD, PINEY POINT, MD 20674-3013
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2008
Deed Sale	May 02, 2008
Prior Sale	May 13, 1997
Deed Doc Number	20082459
Deed Book / Page	3163 / 57
Prior Transfer Date	Mar 11, 2008
Prior Transfer Doc	0031630057
Record Refreshed	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	44962 LIGHTHOUSE RD, PINEY POINT, MD 20674-3013
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44962 LIGHTHOUSE RD, PINEY POINT, MD 20674-3013

Mortgage

Document Number	0058210256
Date	Jun 22, 2021
Book Page	5821/256

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,967 (+1.57%)	$532,900 (+4.7%) Land $360,000 Building $172,900
2025	$5,069.00 (+6.54%) Homeowner's exemption	$509,000 (+10.32%) Land $342,000 Building $167,000	$509,000 (-) Land $342,000 Building $167,000
2023	$4,758.00 Homeowner's exemption	$461,400	$509,000 Land $342,000 Building $167,000

Flood & Wildfire

44962 Lighthouse Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Mary's County (24037C), updated May 14, 2025

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	6.0 ft vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.