St. Mary's County property record for 44958 Lighthouse Rd, Piney Point, MD 20674 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,900 sqft Total Area |
| Lot Size | 32,414 sqft (0.744 acres) |
| Garage | Mixed, 979 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2019) |
| Tax Bill | $7,852.00 (2025) |
Source: St. Mary's County records · APN 02-006472
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44958 LIGHTHOUSE RD, PINEY POINT, MD 20674-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Dec 23, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage SEVERN SAVINGS BANK FSB |
| Mar 04, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 19, 2019 | Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on Record |
| Deed Sale | Apr 19, 2019 · Amount on Record |
| Prior Sale | Sep 08, 2009 · Amount on Record |
| Deed Book / Page | 5061 / 235 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44958 LIGHTHOUSE RD, PINEY POINT, MD 20674-3013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LIGHTHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0056750001 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 5675/1 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44958 LIGHTHOUSE RD, PINEY POINT, MD 20674-3013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052340373 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 5234/373 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 01, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44958 LIGHTHOUSE RD, PINEY POINT, MD 20674-3013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LIGHTHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0056750018 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 5675/18 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 19, 2019 |
| Property Address | 44958 LIGHTHOUSE RD, PINEY POINT, MD 20674-3013 |
| Document Number | 0050610235 |
| Book / Page | 005061 / 000235 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2019 |
| Title Company | BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 44958 LIGHTHOUSE RD PINEY POINT MD 206743013, PINEY POINT, MD 20674-3013 |
| Document Number | 50610243 |
|---|---|
| Date | Apr 19, 2019 |
| Book Page | 005061/000243 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2049 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,967 (+10.67%) | $738,700 (+0.76%) Land $360,000 Building $378,700 | |
| 2025 | $7,852.00 (+10.31%) | ||
| 2023 | $7,118.00 | $664,100 | $733,100 Land $342,000 Building $391,100 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02-006472 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,900 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 32,414 sqft (0.744 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 979 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Total Buildings | 2 Total Buildings |
| Shed | 1 Shed |
| Shed Area | 540 sqft Shed |
| Deck Area | 160 sqft Deck |
| Porch Area | 232 sqft Porch |
| Boat Access | Boat Access |
| Gazebo | 216 sqft Gazebo |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 006472 |
|---|---|
| Street Address | 44958 LIGHTHOUSE RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3013 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 PLAT 8/49 TOLSON SUBD |
| Legal Subdivision | TOLSON SUB |
| Legal Lot Number | 6 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 2, VALLEY LEE |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
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