44957 Bourne Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 44957 Bourne Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,810 sqft · built 1995
Lot Size	0.03 acres (1,306 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jul 2026)
Tax Bill	$4,115 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-16-5499-000`

Property Details

APN / Parcel Number

Primary APN	`038-16-5499-000`
Alternative APN	`63 E 8 122`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,810 sqft Living Area
1st Floor Area	600 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,306 sqft (0.03 acres)
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	44957 BOURNE TER
City	ASHBURN
State	VA
Zip	20147-2763
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	RIVERSIDE VILLAGES AT UNIVERSITY CENTER SEC.1 LOT 122 200305060053194
Legal Subdivision	RIVERSIDE VILLAGE
Legal Block	2
Legal Lot Number	122
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2002
Census Tract	611002

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44957 BOURNE TER, ASHBURN, VA 20147-2763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 20, 2021	Warranty Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	202637465
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 20, 2026
Property Address	44957 BOURNE TER, ASHBURN, VA 20147-2763
Document Number	0000037465
Instrument Date	Jul 15, 2026
Instrument	202637465
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	44957 BOURNE TER, ASHBURN, VA 20147-2763

Mortgage

Document Number	0000037466,
Date	Jul 20, 2026
Instrument	202637466

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	44957 BOURNE TER, ASHBURN, VA 20147-2763
Document Number	20200203007246
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44957 BOURNE TER ASHBURN VA 201472763, ASHBURN, VA 20147-2763

Mortgage

Document Number	20200203007246
Date	Feb 3, 2020
Instrument	7246

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2035

Interest

Rate Type	Fixed Rate
Rate	3.88%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jan 20, 2021
Property Address	44957 BOURNE TER, ASHBURN, VA 20147-2763
Document Number	20210120007070
Instrument Date	Jan 25, 2020
Instrument	7070
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44957 BOURNE TER ASHBURN VA 201472763, ASHBURN, VA 20147-2763

Mortgage

Document Number	20210120007071
Date	Jan 20, 2021
Instrument	7071

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,115.00 (+4.57%)	$511,220 (+13.66%) Land $165,000 Building $346,220	$511,220 (+13.66%) Land $165,000 Building $346,220
2023	$3,935.00	$449,780 Land $145,000 Building $304,780	$449,780 Land $145,000 Building $304,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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