44945 Bourne Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 44945 Bourne Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,810 sqft · built 1995
Lot Size	0.03 acres (1,306 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jun 2023)
Tax Bill	$4,172 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-26-4309-000`

Property Details

APN / Parcel Number

Primary APN	`038-26-4309-000`
Alternative APN	`63 E 8 117`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,810 sqft Living Area
1st Floor Area	600 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,306 sqft (0.03 acres)
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	44945 BOURNE TER
City	ASHBURN
State	VA
Zip	20147-2763
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	RIVERSIDE VILLAGES AT UNIVERSITY CENTER SEC.1 LOT 117 200909170063941
Legal Subdivision	RIVERSIDE VILLAGE
Legal Block	2
Legal Lot Number	117
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2002
Census Tract	611002

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44945 BOURNE TER, ASHBURN, VA 20147-2763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Jun 25, 2018	Warranty Deed, Transfer · FHA Mortgage HOME SVG & TR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Sep 16, 2021 · Amount on File
Deed Document Number	202324252
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 23, 2023
Property Address	44945 BOURNE TER, ASHBURN, VA 20147-2763
Document Number	0000024252
Instrument Date	Jun 22, 2023
Instrument	202306230024252
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44945 BOURNE TER, ASHBURN, VA 20147-2763

Mortgage

Document Number	0000024253
Date	Jun 23, 2023
Instrument	202306230024253

Lender

Name	BAY EQUITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 16, 2021
Property Address	44945 BOURNE TER, ASHBURN, VA 20147-2763
Document Number	202109160097073
Instrument Date	Sep 14, 2021
Instrument	202109160097073
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44945 BOURNE TER, ASHBURN, VA 20147-2763

Mortgage

Document Number	202109160097074
Date	Sep 16, 2021
Instrument	202109160097074

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	44945 BOURNE TER, ASHBURN, VA 20147-2763
Document Number	20201028102510
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44945 BOURNE TER ASHBURN VA 201472763, ASHBURN, VA 20147-2763

Mortgage

Document Number	20201028102510
Date	Oct 28, 2020
Instrument	102510

Lender

Name	PENNYMAC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 25, 2018
Property Address	44945 BOURNE TER, ASHBURN, VA 20147-2763
Document Number	20180625035984
Instrument Date	Jun 19, 2018
Instrument	35984
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44945 BOURNE TER ASHBURN VA 201472763, ASHBURN, VA 20147-2763

Mortgage

Document Number	20180625035985
Date	Jun 25, 2018
Instrument	35985

Lender

Name	HOME SVG & TR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,172.00 (+6.92%)	$518,290 (+16.21%) Land $165,000 Building $353,290	$518,290 (+16.21%) Land $165,000 Building $353,290
2023	$3,902.00 (+1.72%)	$445,990 (+3.45%) Land $145,000 Building $300,990	$445,990 (+3.45%) Land $145,000 Building $300,990
2022	$3,836.00	$431,100 Land $135,000 Building $296,100	$431,100 Land $135,000 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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