4495 Seneca Dr, Okemos, MI 48864 Property Records

Ingham County property record for 4495 Seneca Dr, Okemos, MI 48864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1971
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Nov 2008)
Tax Bill	$5,128 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-02-02-27-126-008`

Property Details

APN / Parcel Number

Primary APN	`33-02-02-27-126-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft
Flooring	Vinyl Sheet/Linoleum
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Garage Area	504 sqft
Porch	Slab
Porch Area	24 sqft
Patio Area	1,155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4495 SENECA DR
City	OKEMOS
State	MI
Zip	48864-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	MP 7158 LOT 11 SHAKER HEIGHTS SUBDIVISION
Legal Subdivision	SHAKER HEIGHTS
Legal Lot Number	11
Legal Unit	11
Jurisdiction	INGHAM MI
Township / Civil Division	MERIDIAN
Census Block Group	1
Census Block	1003
Census Tract	4904

Owner

4495 Seneca Dr is owned and occupied by two individuals who acquired it in January 2025.

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4495 SENECA DR, OKEMOS, MI 48864-2945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2008 · Amount on File
Deed Sale	Nov 4, 2008 · Amount on File
Prior Sale	Jun 18, 2008 · Amount on File
Deed Document Number	200842794
Deed Book / Page	3324 / 697
Last Transfer Date	Jan 8, 2025
Transfer Doc	0000001060
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4495 SENECA DR, OKEMOS, MI 48864-2945
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 SENECA DR, OKEMOS, MI 48864-2945

Mortgage

Document Number	0000014050
Date	Mar 10, 2023
Instrument	2023-014050

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4495 Seneca Dr was $5,128.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Meridian Charter Township
Unified School District	Okemos Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,400 (+9.28%)	$296,800 (+9.28%)
2025	$5,128.00 Homeowner's exemption	$135,800 Land $32,500 Building $103,300	$271,600 Land $65,000 Building $206,600
2023		$115,800 Land $31,100 Building $84,700	$231,600 Land $62,200 Building $169,400
2019	$4,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4495 Seneca Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4495 Seneca Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20