Ingham County property record for 4478 Seneca Dr, Okemos, MI 48864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,941 sqft · built 1974 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,000 (Jan 2024) |
| Tax Bill | $6,785 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-02-02-27-127-003 |
| Primary APN | 33-02-02-27-127-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,941 sqft Living Area |
| 1st Floor Area | 1,093 sqft |
| Basement Area | 1,073 sqft |
| Unfinished Basement | 1,073 sqft |
| Flooring | Vinyl Sheet/Linoleum |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,070 sqft (0.323 acres) |
| Lot Dimensions | 140 ft deep x 88 ft wide |
| Garage Area | 506 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 729 sqft |
| Balcony Area | 580 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4478 SENECA DR |
|---|---|
| City | OKEMOS |
| State | MI |
| Zip | 48864-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAA |
| Legal Description | MP 7155 LOT 8 SHAKER HEIGHTS SUBDIVISION |
| Legal Subdivision | SHAKER HEIGHTS |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | MERIDIAN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 4904 |
4478 Seneca Dr is owned and occupied by two individuals who bought it in January 2024.
Source: Ingham County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4478 SENECA DR, OKEMOS, MI 48864-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage FARMERS INSURANCE GROUP FCU |
| May 26, 2023 | Intrafamily Transfer, Transfer |
| Jan 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jan 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on File |
| Deed Sale | Jan 24, 2024 · Amount on File |
| Deed Document Number | 20241532 |
| Prior Transfer Date | May 23, 2023 |
| Prior Transfer Doc | 0000026823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Jan 24, 2024 |
| Property Address | 4478 SENECA DR, OKEMOS, MI 48864-2952 |
| Document Number | 0000001532 |
| Map Reference | LB 28 PG 36 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-001532 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | GREATER LANSING T&E LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1811 NEMOKE CT APT 12, 12, HASLETT, MI 48840-8624 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1789 NEMOKE TRL APT 11, 11, HASLETT, MI 48840-8633 |
| Document Number | 0000001533 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024-001533 |
| Name | FARMERS INSURANCE GROUP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 13.2% |
| Document Number | 0000001534 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024-001534 |
| Name | FARMERS INSURANCE GROUP FCU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90036 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | May 26, 2023 |
| Property Address | 4478 SENECA DR, OKEMOS, MI 48864-2952 |
| Document Number | 0000026823 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023-026823 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4478 SENECA DR, OKEMOS, MI 48864-2952 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 4478 SENECA DR, OKEMOS, MI 48864-2952 |
| Document Number | 0000002056 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4478 SENECA DR OKEMOS MI 488642952, OKEMOS, MI 48864-2952 |
| Document Number | 0000002056 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2056 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 768 Months |
| Due | Jan 16, 2084 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 4478 SENECA DR, OKEMOS, MI 48864-2952 |
| Document Number | 0000002057 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4478 SENECA DR OKEMOS MI 488642952, OKEMOS, MI 48864-2952 |
| Document Number | 0000002057 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2057 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 768 Months |
| Due | Jan 16, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.46% |
The 2025 property tax bill for 4478 Seneca Dr was $6,785.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Meridian Charter Township |
| Unified School District | Okemos Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,800 (+8.61%) | $277,600 (+8.61%) | |
| 2025 | $6,785.00 Homeowner's exemption | $127,800 Land $27,000 Building $100,800 | $255,600 Land $54,000 Building $201,600 |
| 2023 | $116,300 Land $25,900 Building $90,400 | $232,600 Land $51,800 Building $180,800 | |
| 2019 | $4,311.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4478 Seneca Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4478 Seneca Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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