4495 Gesner St, San Diego, CA 92117 Property Records

San Diego County property record for 4495 Gesner St, San Diego, CA 92117

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,003 sqft · built 1982
Lot Size0.58 acres (2,523 sqft)
Owner2 Individual Names on Record
Last Sale$1,250,000 (Jun 2022)
Tax Bill$17,068 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN425-782-37-00

Property Details

APN / Parcel Number

Primary APN425-782-37-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,003 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area2,523 sqft (0.58 acres)
View / LotBay Front
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4495 GESNER ST
CitySAN DIEGO
StateCA
Zip92117-6744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionLOT 5 TR 008555
Legal SubdivisionMISSION BAY VALLEY ESTATE
Legal Tract008555
Legal Block3
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract9101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4495 GESNER ST, SAN DIEGO, CA 92117-6744
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleSep 18, 2003 · Amount on Record
Deed Document Number2022270009
Prior Transfer DateDec 6, 2016
Prior Transfer Doc0000717503
Record UpdatedOct 29, 2026

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2022
Property Address4495 GESNER ST, SAN DIEGO, CA 92117-6744
Document Number0000270009
Map ReferenceMAP 8555
Instrument DateJun 10, 2022
Instrument2022-0270009
Transaction TypeTransfer
Record UpdatedJul 11, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4495 GESNER ST, SAN DIEGO, CA 92117-6744

Mortgage

Document Number0000270010
DateJun 30, 2022
Instrument2022-0270010
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,353,038 (+2%) Land $1,028,309 Building $324,729
2025$17,068.00 (+18.2%) Homeowner's exemption$1,326,509 (+12.13%) Land $1,008,147 Building $318,362
2023$14,440.00 (+46.66%)$1,183,000 Land $899,000 Building $284,000
2022$9,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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