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4465 Gesner St, San Diego, CA 92117 Property Records

San Diego County property record for 4465 Gesner St, San Diego, CA 92117

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,991 sqft · built 1982
Lot Size0.61 acres (2,645 sqft)
Owner2 Individual Names on Record
Last Sale$1,420,000 (Jul 2025)
Tax Bill$9,281 (2025)
Deeds & MortgagesAug 2022 Transfer
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN425-782-34-00

Property Details

APN / Parcel Number

Primary APN425-782-34-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,991 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area2,645 sqft (0.61 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4465 GESNER ST
CitySAN DIEGO
StateCA
Zip92117-6744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionLOT 2 TR 008555
Legal SubdivisionMISSION BAY VALLEY ESTATE
Legal Tract008555
Legal Block3
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract9101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4465 GESNER ST, SAN DIEGO, CA 92117-6744
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Intrafamily Transfer, Transfer
May 25, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 15, 2018Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Prior SaleFeb 10, 2015 · Amount on Record
Deed Document Number2025198142
Prior Transfer DateJul 21, 2022
Prior Transfer Doc0000346999
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 30, 2022
Property Address4465 GESNER ST, SAN DIEGO, CA 92117-6744
Document Number0000346999
Map ReferenceMAP 8555
Instrument DateJul 21, 2022
Instrument2022-0346999
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address358 PLAZA PARAISO, CHULA VISTA, CA 91914-4451

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4465 GESNER ST, SAN DIEGO, CA 92117-6744
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address358 PLAZA PARAISO, CHULA VISTA, CA 91914-4451

Mortgage

Document Number0000395268
DateMay 25, 2021
Instrument2021-0395268
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4465 GESNER ST, SAN DIEGO, CA 92117-6744
Document Number0000027615
Instrument DateJan 15, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4465 GESNER ST SAN DIEGO CA 921176744, SAN DIEGO, CA 92117-6744

Mortgage

Document Number0000027615
DateJan 24, 2018
Instrument27615
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,420,000 (+103.71%) Land $549,647 Building $870,353
2025$9,281.00 (+12.62%)$697,063 (+4.04%) Land $269,816 Building $427,247
2023$8,241.00 (+2.73%)$669,997 Land $259,340 Building $410,657
2022$8,022.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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