4494 E State Rd 124, Bluffton, IN 46714 Property Records

Wells County property record for 4494 E State Rd 124, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,012 sqft · built 1990
Lot Size	1.94 acres (84,506 sqft)
Owner	Individual Name on Record
Last Sale	$240,800 (Jul 2018)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-02-500-001.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-02-500-001.000-003`
Alternative APNs	`00001527324` `0020105100`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Mixed
Garage Area	1,518 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001527324
Street Address	4494 E STATE ROAD 124
City	BLUFFTON
State	IN
Zip	46714-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-26-12 1.940A N 255' OF W 331' OF E 558' NW
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4494 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage SUMMIT MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 31, 2018	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE
Jul 31, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20182734
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4494 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020194346
Date	Dec 6, 2019
Instrument	20194346

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4494 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213522
Date	Aug 4, 2021
Instrument	20213522

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 31, 2018
Property Address	4494 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Document Number	0020182732
Instrument Date	Jul 31, 2018
Instrument	20182732
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4494 E STATE ROAD 124, BLUFFTON, IN 46714-9352

Mortgage

Document Number	0020182733
Date	Jul 31, 2018
Instrument	20182733

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Jul 31, 2018
Property Address	4494 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Document Number	0020182734
Instrument Date	Jul 31, 2018
Instrument	20182734
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4494 E STATE ROAD 124, BLUFFTON, IN 46714-9352

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+25.21%) Homeowner's exemption	$323,100 (+30.28%) Land $67,200 Building $255,900	$323,100 (+30.28%) Land $67,200 Building $255,900
2024	$1,920.00 (+13.74%)
2023		$248,000 (+6.57%) Land $49,800 Building $198,200	$248,000 (+6.57%) Land $49,800 Building $198,200
2022	$1,688.00	$232,700 Land $38,200 Building $194,500	$232,700 Land $38,200 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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