4324 E State Rd 124, Bluffton, IN 46714 Property Records

Wells County property record for 4324 E State Rd 124, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,280 sqft · built 1964
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,100 (Jul 2023)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-02-500-002.001-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-02-500-002.001-003`
Alternative APNs	`00012616955` `0020118703`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,280 sqft Living Area
1st Floor Area	3,280 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	3,192 sqft
Parking Spaces	11 Parking Spaces
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00012616955
Street Address	4324 E STATE ROAD 124
City	BLUFFTON
State	IN
Zip	46714-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-26-12 4.00A PT NW
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	20232366
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 31, 2023
Property Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Document Number	0020232366
Instrument Date	Jul 28, 2023
Instrument	20232366
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352

Mortgage

Document Number	0020232367
Date	Jul 31, 2023
Instrument	20232367

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020225308
Date	Dec 28, 2022
Instrument	20225308

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 19, 2062

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221504
Date	Apr 4, 2022
Instrument	20221504

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 8, 2061

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202845
Date	Jul 7, 2020
Instrument	20202845

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 7, 2020
Property Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Document Number	20202844
Instrument Date	Mar 11, 2020
Instrument	20202844
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352

Mortgage

Document Number	0020202845
Date	Jul 7, 2020
Instrument	20202845

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 7, 2020
Property Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352
Document Number	0020202844
Instrument Date	Mar 11, 2020
Instrument	20202844
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 E STATE ROAD 124, BLUFFTON, IN 46714-9352

Mortgage

Document Number	0020202845
Date	Jul 7, 2020
Instrument	20202845

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (+26.59%) Homeowner's exemption	$487,700 (+38.24%) Land $98,800 Building $388,900	$487,700 (+38.24%) Land $98,800 Building $388,900
2024	$3,020.00 (-18.51%)
2023		$352,800 (+7.79%) Land $74,000 Building $278,800	$352,800 (+7.79%) Land $74,000 Building $278,800
2022	$3,706.00	$327,300 Land $55,600 Building $271,700	$327,300 Land $55,600 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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