Santa Rosa County property record for 4493 Gainer Ave, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 784 sqft · built 1989 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $481 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1N-28-5740-00000-1270 |
| Primary APN | 17-1N-28-5740-00000-1270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 784 sqft Heated Area |
| Gross Area | 1,120 sqft |
| 1st Floor Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 10,542 sqft (0.242 acres) |
| Lot Dimensions | 1,320 ft deep x 800 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 240 sqft |
| Deck Area | 96 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Account Number | 171N285740000001270 |
|---|---|
| Street Address | 4493 GAINER AVE |
| City | MILTON |
| State | FL |
| Zip | 32583-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | WEST MILTON HEIGHTS 2ND ADD LOT 127 AS DES IN OR 1021 PG 206 & OR 1040 PG 787 |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 17 |
| Legal Subdivision | WEST |
| Legal Lot Number | 127 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10711 |
4493 Gainer Ave is owned and occupied by two individuals who acquired it in July 1989.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4492 ARCADIA ST, MILTON, FL 32583-1770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1989 |
| Deed Sale | Jul 1, 1989 |
| Deed Document Number | 0001040787 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $481.00 (+44.44%) | $30,451 (+19.65%) Land $27,000 Building $3,451 | $30,451 (+19.65%) Land $27,000 Building $3,451 |
| 2023 | $333.00 (-26.49%) | $25,451 (-37.62%) Land $22,000 Building $3,451 | $25,451 (-37.62%) Land $22,000 Building $3,451 |
| 2022 | $453.00 | $40,801 | $40,801 Land $18,000 Building $22,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4493 Gainer Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4493 Gainer Ave is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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